For Sale
521 Birch Street, Saginaw, MI 48601
$49,900
MLS # 50202639 (MiRealSource)
3 beds1 bathBuilt 19160.21 acres
1 / 18
Listing Description
HOME BEING SOLD AS IS. This 3-4 bedroom home features over 1,700 sqft, 1.5 baths, and full basement. Newer roof and electrical panel plus three new security doors. Furnace and hot water heater have been removed. Seller to credit buyer $4,000 toward home repair and replacement of furnace & HW heater. Each bedroom has large closets. A perfect choice for first time home buyer or investor. Home has been winterized and all power is off.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Saginaw in Saginaw built in 1916.
Listed at $49,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.21 acres
Year Built1916
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48601
CountySaginaw
School DistrictSaginaw Public
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage1.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/26/2026
Original Price$51,900
Terms AcceptedCash
Source: SparkMLS
Tax Information
Parcel #11 0429 00000
Source: SparkMLS
Legal Description
LOT 12,BLK.6,SUBDIVISION OF OUT LOT 18,AND PART OF 19,RILEY RESERVATION
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robert LeFevre
Berkshire Hathaway HomeServices
Frequently Asked Questions about 521 Birch Street, Saginaw, MI 48601
What school district is 521 Birch Street, Saginaw, MI 48601 in?
Per MLS# 50202639, this property is served by Saginaw Public. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50202639, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
Is 521 Birch Street, Saginaw, MI 48601 eligible for USDA financing?
Per USDA Rural Development boundary data, 521 Birch Street, Saginaw, MI 48601 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 521 Birch Street, Saginaw, MI 48601 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$324
Principal & interest$324
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
521 Birch Street, Saginaw, MI 48601
View full property history →
Municipality
Saginaw
View all listings →
Get email alerts for new listings near 521 Birch Street
We'll notify you when something hits the market in Saginaw or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.