For Sale
521 N Spruce Street, Vicksburg, MI 49097
$350,000
MLS # 26024522 (Michigan Regional Information Center (MichRIC))
4 unitsBuilt 19630.42 acres
1 / 22
Listing Description
Rare Turn-Key Investment Opportunity in Vicksburg! A truly exceptional addition to any portfolio, this property stands as the only 4-unit multi-family building in the entire Vicksburg area. Offering immediate, reliable cash flow, this turn-key investment is being sold with full occupancy already in place. Tenant demand is exceptionally high for this property, largely driven by the highly desirable single-story layout--all four units are entirely on one level, eliminating stairs and appealing to a remarkably broad pool of long-term renters. Situated on a generous lot just north of downtown, tenants enjoy the perfect balance of small-town charm and seamless access to local amenities and major commuter routes. With low vacancy history, solid bones, and predictable overhead, this unique income generator is ready to perform from day one. Schedule your private tour today.
Source: SparkMLS
About this home
Listed at $350,000.
Estimated annual property tax: $7,146, or about $596 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.42 acres
Year Built1963
Location
CityVicksburg
MunicipalityBrady Twp
Zip Code49097
CountyKalamazoo
School DistrictVicksburg
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingBaseboard
SewerPublic Sewer
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Phone Connected, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed5/22/2026
Terms AcceptedVA Loan, FHA, Cash, Conventional, Land Contract
Source: SparkMLS
Tax Information
Annual Tax$7,146
Tax Year2025
Assessed Value$101,800
Parcel #15-18-151-002
Source: SparkMLS
Legal Description
VILLAGE OF VICKSBURG UNPLATTED NW1/4 SEC 18 COM NE COR LOT 42 WOOLVERTON REVISED ADDITION TO VILLAGE OF VICKS BURG TH N ALG W LI SPRUCE ST 66 FT TO BEG TH N 89 DEG 55 MIN 30 SC W 132 FT TH N PAR W LI SD ST 143 FT TH S 89 DEG 55 MIN 30 SC E 132 FT TH S ALG W LI SD ST 143 FT TO PL OF BEG .43 A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dustin J Phillips
Bellabay Realty LLC
Frequently Asked Questions about 521 N Spruce Street, Vicksburg, MI 49097
Which school district serves 521 N Spruce Street, Vicksburg, MI 49097?
Per MLS# 26024522, 521 N Spruce Street, Vicksburg, MI 49097 is in the Vicksburg boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Vicksburg directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26024522, this listing accepts VA Loan, FHA, Cash, Conventional, Land Contract financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 521 N Spruce Street, Vicksburg, MI 49097?
Per public tax records, annual property taxes for this property are $7,146 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 521 N Spruce Street, Vicksburg, MI 49097 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 521 N Spruce Street, Vicksburg, MI 49097 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 521 N Spruce Street, Vicksburg, MI 49097?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public Sewer. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Brady Twp police department or the Kalamazoo County sheriff's office.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
521 N Spruce Street, Vicksburg, MI 49097
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