Pending
52120 Kern Drive, Three Rivers, MI 49093
$299,900
MLS # 26032810 (Michigan Regional Information Center (MichRIC))
3 beds2 baths926 sqftBuilt 19860.86 acres
1 / 35
Listing Description
Perfect for a young family or couple, this charming 3-bedroom, 2-bath, bi-level home offers comfort, privacy, and a beautiful natural setting. The open-concept design flows seamlessly to the lower level, creating a spacious and inviting atmosphere. Features include a 2-car garage, master bedroom suite, central air, and a newer roof; providing both convenience and peace of mind. Nestled on a quiet cul-de-sac close to Pine View Golf Course, the home sits on a super-private wooded lot that offers a tranquil retreat. Follow the tree-lined pathway to your dock on Flowerfield Creek, where you can fish, relax, and take in the serene waterfront surroundings. Prefer to stay closer to home? The backyard is equally impressive, featuring a great deck area and beautifully landscaped grounds--perfect for outdoor gatherings or quiet evenings enjoying nature. This unique property combines privacy, natural beauty, and a desirable location, making it a home you won't want to miss.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 926 sq ft home built in 1986 sits in Three Rivers.
Currently offered at $299,900 (about $324/sq ft).
Estimated annual property tax: $2,250, or about $188 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area926 sqft
Lot Size0.86 acres
Year Built1986
Stories2
Location
CityThree Rivers
MunicipalityFlowerfield Twp
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,250
Tax Year2025
Assessed Value$80,707
Parcel #7500706005900
Source: SparkMLS
Legal Description
Lot 59 Pineview Estates No 2 Sec 13 T5s R12w
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bob B Graver
Graver Real Estate L.L.C.
Frequently Asked Questions about 52120 Kern Drive, Three Rivers, MI 49093
Which school district serves 52120 Kern Drive, Three Rivers, MI 49093?
Per MLS# 26032810, 52120 Kern Drive, Three Rivers, MI 49093 is in the Three Rivers boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Three Rivers directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26032810, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 52120 Kern Drive, Three Rivers, MI 49093?
Per public tax records, annual property taxes for this property are $2,250 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 52120 Kern Drive, Three Rivers, MI 49093 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 52120 Kern Drive, Three Rivers, MI 49093 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 52120 Kern Drive, Three Rivers, MI 49093?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Flowerfield Twp police department or the St. Joseph County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
52120 Kern Drive, Three Rivers, MI 49093
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