Under Contract
522 Cromwell Drive, Traverse City, MI 49686
$415,000
MLS # 1945587 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19500.39 acres
1 / 48
Listing Description
Nestled in a quiet neighborhood in Traverse City, this charming 3-bedroom, 2-bath ranch is ready for its next chapter. When you walk in the front door, you will find an inviting open-concept living and dining area—perfect for everyday living and effortless entertaining, complete with a fireplace to cozy up to in the evenings. The adjacent remodeled kitchen offers updated style and functionality, creating a welcoming heart of the home. With all living spaces on the primary level, including laundry, you won't have to worry about going up and down any stairs. Outside the back slider doors, step onto your large deck, where you will find a spacious, fully fenced backyard. Lined with trees, this yard has a ready to go play-set and is designed for anyone, at any age (even your pets) to enjoy the outdoor Northern Michigan lifestyle. Garden enthusiasts will love the greenhouse and raised garden beds, offering endless opportunities to grow and create. An oversized 1-car garage provides extra storage and flexibility for hobbies or workspace. Walk to nearby Grand Traverse Bay parks, bike into town or enjoy a stroll along paved sidewalks for miles. Whether you're looking for room to grow, space to relax or a place to plant roots, this home is move-in ready and waiting for new memories to be made.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1950 sits in Traverse City in Traverse City.
Asking $415,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.39 acres
Year Built1950
Stories1
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/21/2026
Original Price$425,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kellie Sergent
Century 21 Northland-Elk Rapids
Frequently Asked Questions about 522 Cromwell Drive, Traverse City, MI 49686
What financing options are available for 522 Cromwell Drive, Traverse City, MI 49686?
Per MLS# 1945587, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 522 Cromwell Drive, Traverse City, MI 49686 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 522 Cromwell Drive, Traverse City, MI 49686 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
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Monthly payment$2,692
Principal & interest$2,692
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
522 Cromwell Drive, Traverse City, MI 49686
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Municipality
Traverse City
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