Under Contract
522 E Saginaw Street, MI 48880
$199,900
MLS # 1944460 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19000.32 acres
1 / 47
Listing Description
Welcome to this move-in ready 3-bedroom, 2-bathroom home in St. Louis, Michigan! The primary bedroom and bath are on the main floor and two additional well sized bedrooms are on the second floor. You’ll love the raised ceilings throughout the first floor, adding extra light and space. The kitchen is complete with hardwood cabinets and durable laminate flooring. Laundry is also located on the first floor for easy access. The home has newer vinyl windows and Retro-foam installed for higher efficiency. The new (2021) roof is still under a transferable warrantee. The attached heated 2-car garage provides plenty of space and includes extra storage behind it, while the backyard also offers a garden shed for tools and outdoor equipment. See the full 3D walkthrough!
Source: SparkMLS
About this home
3-bedroom, 1-bath home in St Louis in Michigan built in 1900.
Currently offered at $199,900.
Electric service is provided by City of St Louis; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.32 acres
Year Built1900
Stories1
Location
Zip Code48880
CountyGratiot
Construction & Systems
BasementDaylight
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/29/2026
Original Price$215,000
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Malcolm Frisbie
43 North Realty - Shepherd
Frequently Asked Questions about 522 E Saginaw Street, MI 48880
What financing options are available for 522 E Saginaw Street, MI 48880?
Per MLS# 1944460, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 522 E Saginaw Street, MI 48880 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 522 E Saginaw Street, MI 48880 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 522 E Saginaw Street, MI 48880?
Per Michigan Public Service Commission service territory data: Electric: City of St Louis. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of St Louis
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
522 E Saginaw Street, MI 48880
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Municipality
St Louis
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