For Sale
5220 W Utica Road, Utica, MI 48317
$209,900
MLS # 20261050558 (Realcomp)
2 beds1 bath1,250 sqftBuilt 1985
1 / 24
Listing Description
Beautiful single-story brick ranch condo featuring 2 bedrooms, each with a walk-in closet, and a spacious eat-in kitchen with all appliances included. Sliding door leads to a private brick paver patio with privacy fence, plus a second private patio off the great room. Wood-look ceramic flooring throughout the main living areas, laundry room with sink and extra storage, and a 2-car attached garage. Association dues cover exterior maintenance, lawn care, snow removal, water, sewer, and trash. Conveniently located near Utica, Rochester Hills, parks, shopping, and M-59.
Source: SparkMLS
About this home
Located in Shelby Township in Utica, this property offers 2-bedroom, 1-bath, 1,250 sq ft, with original construction dating to 1985.
Listed at $209,900 (about $168/sq ft).
Estimated annual property tax: $2,571, or about $214 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms1
Living Area1,250 sqft
Year Built1985
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionAluminum Siding, Brick
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/2/2026
Original Price$225,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$375 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$2,571
State Equalized Value$99,500
Taxable Value$83,772
Parcel #07-32-452-003
Source: Public Records
Legal Description
L 3 SANDY CREEK CONDOMINIUM MACOMB CO CONDO PLAN NO 197 BLDG 1 UNIT 3 LIBER 3757 PAGES 99-233
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Evduza Ramaj
Inside Realty, LLC
Frequently Asked Questions about 5220 W Utica Road, Utica, MI 48317
What school district is 5220 W Utica Road, Utica, MI 48317 in?
Per MLS# 20261050558, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5220 W Utica Road, Utica, MI 48317?
Per MLS# 20261050558, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261050558, the most recent reported annual property tax for 5220 W Utica Road, Utica, MI 48317 is $2,571. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5220 W Utica Road, Utica, MI 48317 eligible for USDA financing?
Per USDA Rural Development boundary data, 5220 W Utica Road, Utica, MI 48317 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5220 W Utica Road, Utica, MI 48317 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,736
Principal & interest$1,361
HOA$375
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5220 W Utica Road, Utica, MI 48317
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Municipality
Shelby Township
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County
Macomb County
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