Sold
5228 Wilshire Terrace, St. Joseph, MI 49085
Sold on 08/21/2023 for$361,900
MLS # 23025570 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,275 sqftBuilt 19630.61 acres
1 / 33
Listing Description
The quintessential brick ranch style home! Upgrades done and home has been well maintained. Wonderful Lakeshore Schools neighborhood. Hardwood floors gleam throughout the home. 3 bedroom 1.5 baths on the main floor. Kitchen offers plenty of workspace, granite counters, storage, newer stainless steel appliances, this kitchen just shines! Basement opens with finished family room, bedroom with egress and 1 bath. Step out back to the patio or through the sliders to the deck out back. Easy care landscaping front and back. NEW Furnace and AC to be installed 7/24 & 7/25 ( no showings on those days)
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,275 sq ft home in Lincoln Township in St. Joseph built in 1963.
This home sold for $361,900 (about $159/sq ft).
Estimated annual property tax: $2,367, or about $197 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 8,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,275 sqft
Lot Size0.61 acres
Year Built1963
Stories1
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, Extra Well
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed7/18/2023
Sold Date8/20/2023
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,367
Tax Year2022
Assessed Value$102,876
Parcel #11-12-8700-0020-00-8
Source: SparkMLS
Legal Description
LOT 20 WILSHIRE PARK
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Elizabeth A Keller
Century 21 Affiliated
Frequently Asked Questions about 5228 Wilshire Terrace, St. Joseph, MI 49085
Which school district serves 5228 Wilshire Terrace, St. Joseph, MI 49085?
Per MLS# 23025570, 5228 Wilshire Terrace, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
What financing options are available for 5228 Wilshire Terrace, St. Joseph, MI 49085?
Per MLS# 23025570, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5228 Wilshire Terrace, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $2,367 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5228 Wilshire Terrace, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 5228 Wilshire Terrace, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 5228 Wilshire Terrace, St. Joseph, MI 49085. The maximum advertised download speed is 8.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5228 Wilshire Terrace, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,347
Principal & interest$2,347
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
Surf InternetFiber
8 GbpsXfinityCable
2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5228 Wilshire Terrace, St. Joseph, MI 49085
View full property history →
Municipality
Lincoln Township
View all listings →
Get email alerts for new listings near 5228 Wilshire Terrace
We'll notify you when something hits the market in Lincoln Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.