Pending
523 Elm Street SE, Lowell, MI 49331
$319,000
MLS # 26031665 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,316 sqftBuilt 18900.2 acres
1 / 36
Listing Description
Discover the space and style you've been waiting for at 523 Elm, a beautifully updated 4-bedroom, 2-bath home offering over 2,000 finished sq ft in the heart of Lowell. Step inside to a bright, open main level where fresh paint, new flooring, and on-trend lighting create a modern canvas for everyday living. The living room flows seamlessly into an eat-in kitchen updated with crisp cabinetry, stainless appliances, and plenty of prep space, perfect for weeknight dinners or weekend entertaining. Two comfortably sized bedrooms and a full bath complete this floor. Upstairs, you'll find two additional bedrooms and an updated second full bath. Need more room to relax? The lower-level family room is ideal for movie nights, a home office, or play space, with extra storage and laundry tucked conveniently nearby.
Source: SparkMLS
About this home
Located in Lowell in Lowell, this property offers 4-bedroom, 2-bath, 2,316 sq ft, with original construction dating to 1890.
Currently offered at $319,000 (about $138/sq ft).
Annual property taxes run approximately $4,169 ($347/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Lowell Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,316 sqft
Lot Size0.2 acres
Year Built1890
Stories2
Location
CityLowell
MunicipalityLowell City
Zip Code49331
CountyKent
School DistrictLowell
Construction & Systems
StyleTraditional
ConstructionAluminum Siding, Vinyl Siding
BasementPartial
Garage2 spaces
HeatingRadiant
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,169
Tax Year2025
State Equalized Value$121,300
Taxable Value$96,312
Assessed Value$133,700
Parcel #412002332009
Source: Public Records
Legal Description
LOT 3 BLK 23 * RICHARDS & WICKHAM'S PLAT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jonathan Kwekel
RE/MAX Lakeshore
Frequently Asked Questions about 523 Elm Street SE, Lowell, MI 49331
Which school district serves 523 Elm Street SE, Lowell, MI 49331?
Per MLS# 26031665, 523 Elm Street SE, Lowell, MI 49331 is in the Lowell boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lowell directly to confirm enrollment eligibility.
What financing options are available for 523 Elm Street SE, Lowell, MI 49331?
Per MLS# 26031665, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 523 Elm Street SE, Lowell, MI 49331?
Per public tax records, annual property taxes for this property are $4,169 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 523 Elm Street SE, Lowell, MI 49331 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 523 Elm Street SE, Lowell, MI 49331 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 523 Elm Street SE, Lowell, MI 49331?
Per Michigan Public Service Commission service territory data: Electric: Lowell Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lowell City police department or the Kent County sheriff's office.
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Monthly payment$2,069
Principal & interest$2,069
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Lowell Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
523 Elm Street SE, Lowell, MI 49331
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Municipality
Lowell
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