For Sale
524 Mallard Drive, Coldwater, MI 49036
$199,900
MLS # 296861 (Greater Lansing Association of REALTORS®)
2 beds1 bathBuilt 19650.29 acres
1 / 30
Listing Description
Rare opportunity to own a charming 2-bedroom, 1-bath lake home in Coldwater, MI! Located at 524 Mallard Dr, this property offers the perfect combination of comfort, flexibility, and lake lifestyle. Step inside and enjoy a cozy, functional layout ideal for year-round living, weekend getaways, or a potential short-term rental investment. The home features two bedrooms, a full bathroom, and inviting living space designed for relaxation after a day on the water. One of the standout features of this property is the fully finished garage, thoughtfully converted into additional living space. This bonus area provides excellent flexibility and could be used as a family room, guest space, recreation room, home office, bunk room, or entertainment area.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1965 sits in Coldwater.
Asking $199,900.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.29 acres
Year Built1965
Location
CityColdwater
MunicipalityOvid Twp
Zip Code49036
CountyBranch
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
SewerSeptic Tank
InteriorLaminate Floor, Ceiling Fan(s), Attic Fan
Sale & Financing
Listed6/16/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jonathan Lum
EXIT Realty Home Partners
Frequently Asked Questions about 524 Mallard Drive, Coldwater, MI 49036
Is 524 Mallard Drive, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 524 Mallard Drive, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ovid Twp police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
524 Mallard Drive, Coldwater, MI 49036
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