For Sale
52448 Belle Arbor, Utica, MI 48316
$485,000
MLS # 20261038470 (Realcomp)
4 beds4 baths3,162 sqftBuilt 19720.5 acres
1 / 57
Listing Description
Welcome to your dream lakefront retreat on the serene shores of Noc-Turne Lake in Shelby Township! This stunning brick Colonial offers exceptional curb appeal with professional landscaping and vibrant perennials. Step through the custom etched-glass front door into a welcoming foyer flowing into an open-concept main level with gleaming hardwood floors and elegant coved ceilings. The newly renovated gourmet kitchen is a chef's dream — featuring quartz countertops, premium stainless steel appliances, designer backsplash, ample cabinetry, and a sunlit breakfast area. The kitchen opens to a charming wood-beamed family room, with doorwall access to the newer expansive patio — perfect for outdoor entertaining. A laundry room and half bath complete the main floor. Upstairs features a serene primary suite with private en-suite, three additional bedrooms, and an updated full bath. The newly finished basement impresses with a recreation room, a second kitchen with island, bonus room, and a beautifully remodeled full bath. Outside, enjoy a 3-seasons room with stunning lakefront views, a fenced paver patio with built-in grill, mature shade trees, and direct waterfront access. Added peace of mind with a whole-house generator. Truly move-in ready — schedule your private showing today!
Source: SparkMLS
About this home
Located in Shelby Township in Utica, this property offers 4-bedroom, 4-bath, 3,162 sq ft, with original construction dating to 1972.
Listed at $485,000 (about $153/sq ft).
Property tax estimate: $4,991 per year ($416/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,162 sqft
Lot Size0.5 acres
Year Built1972
Stories2
Location
CityUtica
MunicipalityShelby Twp
Zip Code48316
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/26/2026
Original Price$475,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$350 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$4,991
State Equalized Value$208,700
Taxable Value$162,626
Parcel #07-18-176-005
Source: Public Records
Legal Description
L 126 "BELLE ESTATES" LOT 126. LIBER 60 PAGES 24-25
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kimberly Nagy Street
EXP Realty Nagy Group
Frequently Asked Questions about 52448 Belle Arbor, Utica, MI 48316
Which school district serves 52448 Belle Arbor, Utica, MI 48316?
Per MLS# 20261038470, 52448 Belle Arbor, Utica, MI 48316 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261038470, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 52448 Belle Arbor, Utica, MI 48316?
Per public tax records, annual property taxes for this property are $4,991. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 52448 Belle Arbor, Utica, MI 48316 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 52448 Belle Arbor, Utica, MI 48316 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 52448 Belle Arbor, Utica, MI 48316?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$3,175
Principal & interest$3,146
HOA$29
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
52448 Belle Arbor, Utica, MI 48316
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Municipality
Shelby Township
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County
Macomb County
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