Sold
52527 Belle Vernon, Shelby Twp, MI 48316
Sold on 11/21/2025 for$410,000
MLS # 20251046467 (Realcomp)
3 beds3 baths3,300 sqftBuilt 19730.31 acres
1 / 55
Listing Description
Multiple offers received back up offer in placeWelcome to your dream waterfront retreat! This stunning ranch-style home boasts over 3,000 square feet of spacious living, featuring a walkout basement that leads directly to a serene patio overlooking the shimmering lake. Imagine cozy evenings gathered around the large fireplace in the family room, where the breathtaking views of the water are just a door wall away, creating the perfect backdrop for entertaining family and friends. With a roof and furnace both less than two years old, and reliable Hanson Windows that come with a warranty, you can move in with peace of mind knowing this home is not only beautiful but also built to last. The property is equipped with an America's Preferred Home Warranty for an entire year after closing, ensuring your new beginning is worry-free. Step outside to discover a custom deck with panoramic lake views, and enjoy the community's beautiful park with beach access, nestled in a charming neighborhood that is close to all amenities, including the award-winning Utica schools. This home is truly move-in ready—your new life awaits in this delightful space! Private Beach Park included in Association. Lers Close this in 5 Days Title Free and Clear, Just a Block away is the Macomb Orchard Trail
Source: SparkMLS
About this home
Located in Shelby Township in Shelby Twp, this property offers 3-bedroom, 3-bath, 3,300 sq ft, with original construction dating to 1973.
Final sale price: $410,000 (about $124/sq ft).
Annual property taxes run approximately $3,283 ($274/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,300 sqft
Lot Size0.31 acres
Year Built1973
Stories1
Location
CityShelby Twp
MunicipalityShelby Twp
Zip Code48316
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Home Warranty
Sale & Financing
Listed10/16/2025
Sold Date11/20/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$450 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,283
State Equalized Value$177,900
Taxable Value$108,264
Parcel #07-18-129-039
Source: Public Records
Legal Description
L 35A T3N, R12E SEC 18 "BELLE ESTATES" LOT 35; EXC BEG AT NW COR OF LOT 35; TH S 44 DEG 14' 21" E 136.06 FT; TH S 89 DEG 41' W 9.67 FT ALG LOT LINE COMMON TO LOTS 35 & 36; TH N 41 DEG 09' 30" W 129.54 FT TO PT BEG. LIBER 60 PAGES 24-25
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by John Kurczak
Keller Williams Paint Creek
Frequently Asked Questions about 52527 Belle Vernon, Shelby Twp, MI 48316
What school district is 52527 Belle Vernon, Shelby Twp, MI 48316 in?
Per MLS# 20251046467, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 52527 Belle Vernon, Shelby Twp, MI 48316?
Per MLS# 20251046467, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251046467, the most recent reported annual property tax for 52527 Belle Vernon, Shelby Twp, MI 48316 is $3,283. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 52527 Belle Vernon, Shelby Twp, MI 48316 eligible for USDA financing?
Per USDA Rural Development boundary data, 52527 Belle Vernon, Shelby Twp, MI 48316 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 52527 Belle Vernon, Shelby Twp, MI 48316 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 52527 Belle Vernon, Shelby Twp, MI 48316?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 52527 Belle Vernon, Shelby Twp, MI 48316. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,632
Principal & interest$2,594
HOA$38
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
52527 Belle Vernon, Shelby Twp, MI 48316
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Municipality
Shelby Township
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County
Macomb County
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