For Sale
527 Crystal Beach Drive, Coldwater, MI 49036
$799,900
MLS # 26025633 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,000 sqftBuilt 20200.16 acres
1 / 27
Listing Description
Wake up to panoramic, unlimited views of beautiful Coldwater Lake from this charming waterfront retreat. Turn Key Ready coming fully furnished featuring 50 feet of prime lake frontage. Designed for easy lakeside living, the property offers exceptional outdoor hardscaping perfect for entertaining, relaxing, and enjoying every sunset over the water. Inside, you'll find a comfortable and inviting space with 2 bedrooms and 2 full baths with plenty of natural light and stunning lake views throughout. The oversized 1-car garage provides ample room for parking, lake toys, storage, and workshop space. Whether you're looking for a year-round home, weekend getaway, or investment opportunity, this rare waterfront property delivers the perfect combination of scenery, functionality, and outdoor enjoyment on one of Southern Michigan's most desirable all-sports lakes.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,000 sq ft home in Coldwater built in 2020.
Asking $799,900 (about $800/sq ft).
Annual property taxes run approximately $1,736 ($145/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,000 sqft
Lot Size0.16 acres
Year Built2020
Stories1
Location
CityColdwater
MunicipalityOvid Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleCraftsman
ConstructionConcrete, HardiPlank Type, Shingle Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Center Island
Sale & Financing
Listed5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,736
Tax Year2025
Assessed Value$61,191
Parcel #110-026-100-019-00
Source: SparkMLS
Legal Description
On File at Office
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Karmen Ann Case
Case Realty Group
Frequently Asked Questions about 527 Crystal Beach Drive, Coldwater, MI 49036
What school district is 527 Crystal Beach Drive, Coldwater, MI 49036 in?
Per MLS# 26025633, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26025633, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025633, the most recent reported annual property tax for 527 Crystal Beach Drive, Coldwater, MI 49036 is $1,736 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 527 Crystal Beach Drive, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 527 Crystal Beach Drive, Coldwater, MI 49036 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ovid Twp police department or the Branch County sheriff's office.
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Monthly payment$5,188
Principal & interest$5,188
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
527 Crystal Beach Drive, Coldwater, MI 49036
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