For Sale
527 Howard St. Street, Niles, MI 49120
$149,000
MLS # 26013222 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19260.22 acres
1 / 31
Listing Description
Well-located duplex in Niles offering a great opportunity for both investors and owner-occupants. This property has a strong history of cash flow for ownership and has recently undergone updates, including a newly installed roof, providing a solid foundation for immediate occupancy or leasing. Each unit offers separate living space with functional layouts, making it ideal for generating rental income or for an owner-occupant looking to live in one unit while renting the other to offset their mortgage. With the property currently vacant, a new owner has the flexibility to set market rents, place their own tenants, or move in right away. Recent improvements have enhanced the overall usability of the property, while still leaving room for a new owner to add value over time. Located in an accessible area of Niles with steady rental demand, this is a straightforward, income-producing opportunity with long-term upside.
Source: SparkMLS
About this home
Asking $149,000.
Property tax estimate: $1,372 per year ($114/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.22 acres
Year Built1926
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
ConstructionVinyl Siding
BasementFull
HeatingForced Air
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed4/1/2026
Original Price$159,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,372
Tax Year2024
Assessed Value$68,700
Parcel #72-3050-0099-00-0
Source: SparkMLS
Legal Description
Per Title
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lane Moser
Ellsbury Group
Frequently Asked Questions about 527 Howard St. Street, Niles, MI 49120
What school district is 527 Howard St. Street, Niles, MI 49120 in?
Per MLS# 26013222, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 527 Howard St. Street, Niles, MI 49120?
Per MLS# 26013222, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013222, the most recent reported annual property tax for 527 Howard St. Street, Niles, MI 49120 is $1,372 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 527 Howard St. Street, Niles, MI 49120 eligible for USDA financing?
Per USDA Rural Development boundary data, 527 Howard St. Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 527 Howard St. Street, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public Sewer. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
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Monthly payment$966
Principal & interest$966
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
527 Howard St. Street, Niles, MI 49120
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Municipality
Niles
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