Sold
5274 STILLWATER Road, Bay City, MI 48706
Sold on 06/02/2025 for$399,900
MLS # 20250027257 (Realcomp)
4 beds4 baths3,250 sqftBuilt 20130.3 acres
1 / 25
Listing Description
Modern Colonial Charm Meets Spacious LuxuryWelcome to this stunning 4-bedroom, 3.5 bath Colonial, built in 2013 and beautifully maintained to feel brand new. From the moment you step inside, you're greeted by soaring ceilings, abundant natural light, and a flowing layout that blends classic design with modern flair.Entertain in style with a spacious, open-concept kitchen that leads directly to a large back deck through sliding glass doors—perfect for summer BBQs or quiet coffee mornings. The fenced-in backyard and shed offer both space and privacy, lined with privacy trees that create your own private retreat.Need a dedicated workspace? You're covered with a separate home office that’s both functional and full of natural light.Upstairs, you’ll find generously sized bedrooms and a luxurious primary suite, while downstairs, the finished basement is a total vibe—complete with a wet bar and an additional full bathroom. Whether it’s movie nights, game days, or guest stays, this space is ready to impress.With thoughtful details, high ceilings, and room for every lifestyle, this home is the perfect mix of comfort, style, and versatility.Offering a free 1yr home warranty, and professional clean after occupancy period!
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,250 sq ft home in Bay City built in 2013.
This home sold for $399,900 (about $123/sq ft).
Annual property taxes run approximately $4,230 ($353/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,250 sqft
Lot Size0.3 acres
Year Built2013
Stories2
Location
CityBay City
MunicipalityMonitor Twp
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Home Warranty, Wet Bar
Sale & Financing
Listed4/17/2025
Sold Date6/1/2025
Original Price$410,000
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,230
Parcel #09100W1600001400
Source: SparkMLS
Legal Description
LOT 14 WILLOW CREEK L13/P48 BCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Tielle Steve
Epique Realty
Frequently Asked Questions about 5274 STILLWATER Road, Bay City, MI 48706
Which school district serves 5274 STILLWATER Road, Bay City, MI 48706?
Per MLS# 20250027257, 5274 STILLWATER Road, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20250027257, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5274 STILLWATER Road, Bay City, MI 48706?
Per public tax records, annual property taxes for this property are $4,230. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5274 STILLWATER Road, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 5274 STILLWATER Road, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5274 STILLWATER Road, Bay City, MI 48706. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5274 STILLWATER Road, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Monitor Twp police department or the Bay County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5274 STILLWATER Road, Bay City, MI 48706
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