Under Contract
5293 Ponderosa Drive, MI 48049
$305,000
MLS # 50205499 (MiRealSource)
4 beds2 bathsBuilt 19700.39 acres
1 / 48
Listing Description
**Highest & Best offers due by 5/3/26 @ 2pm** Spacious and meticulously maintained 4 bedrooms, 2.1 bath home offering a versatile layout in a quiet subdivision. The main level includes convenient first floor laundry, formal living and dining room, a half bath, a comfortable family room with fireplace and door-wall leading to a Trex deck complete with a retractable awning - ideal for relaxing or entertaining - overlooking a tree-lined backdrop that provides a peaceful setting and added privacy. This property features an attached 2 car garage plus an additional detached 2 car garage with a stair-accessible loft, offering flexible space for storage, hobbies, or a workshop. The oversized driveway provides ample parking space. Also, a whole house generator (2016) adds an extra layer of functionality and preparedness. Some notable updates with approximate ages include - Hot water tank 2018, Furnace 2020, Washer/Dryer 2023, Front door 2026, Updated stainless steel appliances. This home is turn-key offering keys at closing. Only thing to do is put your own finishing touches on it to make it your own.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 1970 sits in Michigan.
Asking $305,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.39 acres
Year Built1970
Location
MunicipalityClyde Twp
Zip Code48049
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab, Crawl Space
Garage4 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed4/26/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amber Kling
Sine & Monaghan Realtors LLC St Clair
Frequently Asked Questions about 5293 Ponderosa Drive, MI 48049
What school district is 5293 Ponderosa Drive, MI 48049 in?
Per MLS# 50205499, this property is served by Port Huron. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50205499, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 5293 Ponderosa Drive, MI 48049 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5293 Ponderosa Drive, MI 48049 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clyde Twp police department or the St. Clair County sheriff's office.
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Monthly payment$1,978
Principal & interest$1,978
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5293 Ponderosa Drive, MI 48049
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