For Sale
5293 W Monroe Road, Pentwater, MI 49449
$997,000
MLS # 26016509 (Michigan Regional Information Center (MichRIC))
5 beds5 baths3,200 sqftBuilt 20010.13 acres
1 / 44
Listing Description
Lakeside Luxury in the Heart of Pentwater - 3,200 Sq Ft | Dual-Suite Estate with Private Waterfront Welcome to your dream lakefront retreat in the picturesque town of Pentwater, Michigan. This exceptional 3,200 sq ft property offers the rare flexibility of being a dual-suite vacation rental, income property, or spacious single-family home all set along the tranquil shores of Pentwater Lake with direct access to Lake Michigan. Originally designed as a single-family residence, this beautifully maintained two-unit estate features: Suite One: A recently updated three-story, 3-bedroom, 2.5-bath home with elegant, modern finishes and an open-concept layout. Suite Two: A three-story, 2-bedroom, 1.5-bath residence, ideal for guests, rental income, or extended family.
Source: SparkMLS
About this home
5-bedroom, 5-bath, 3,200 sq ft home in Pentwater built in 2001.
Currently offered at $997,000 (about $312/sq ft).
Annual property taxes run approximately $5,803 ($484/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms5
Living Area3,200 sqft
Lot Size0.13 acres
Year Built2001
Stories3
Location
CityPentwater
MunicipalityPentwater Twp
Zip Code49449
CountyOceana
School DistrictPentwater
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Walk-Out Access
HeatingForced Air
WaterPrivate Water
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
Sale & Financing
Listed4/19/2026
Original Price$1,100,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,803
Tax Year2024
Assessed Value$247,517
Parcel #001-550-047-00
Source: SparkMLS
Legal Description
5293 W MONROE RD WD-L2000P15834 WD-L2004P6103 WD-L2004 P6104 QC-L2011P24799 PT FR 046 IN 04 PT TO 046-00 IN 05 ESMT-L2005P9429 PENTWATER HEIGHTS LOT 47 INCL ESMT.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Don Bradley
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 5293 W Monroe Road, Pentwater, MI 49449
What school district is 5293 W Monroe Road, Pentwater, MI 49449 in?
Per MLS# 26016509, this property is served by Pentwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26016509, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016509, the most recent reported annual property tax for 5293 W Monroe Road, Pentwater, MI 49449 is $5,803 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5293 W Monroe Road, Pentwater, MI 49449 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5293 W Monroe Road, Pentwater, MI 49449 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pentwater Twp police department or the Oceana County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,467
Principal & interest$6,467
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5293 W Monroe Road, Pentwater, MI 49449
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