Pending
5299 Highland Road, 202, Waterford, MI 48327
$89,900
MLS # 20261015803 (Realcomp)
1 bed1 bath793 sqftBuilt 1975
1 / 29
Listing Description
Charming one bedroom, one bath condo in a peaceful Waterford setting! Nestled along the Clinton River, this cozy home offers a tranquil, private atmosphere with beautiful views of nature and local wildlife right outside your window. Enjoy a functional open layout with a wonderful flow and lots of light. Just off the spacious living room, there is a sliding glass door leading out to a balcony (newly refinished) and views of nature. The spacious bedroom provides plenty of room to relax, and the home features several modern updates including a newer hot water heater and stainless steel microwave, stove, refrigerator, and garbage disposal. Tub/shower was recently reglazed, and tub faucet is new! Convenient in-unit washing machine is included. Enjoy easy, low-maintenance living with a monthly association fee that covers radiant heat, water, sewer, trash removal, lawn care, and snow removal. An additional storage locker provides extra space for your belongings. Designated covered parking!The bedroom furniture, dining room set, electric fireplace and flat screen TV will be included in the sale if buyer desires! (Living room chairs, rug and side table not included.)All info deemed reliable but not guaranteed. Waterford schools. If you're looking for a quiet retreat with the perfect blend of convenience and natural beauty, this serene condo is a wonderful place to call home. Don’t miss it! **Please note that a new glass pane for the sliding glass door has been ordered and will be installed in a couple of weeks.**
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 1-bedroom, 1-bath, 793 sq ft, with original construction dating to 1975.
Asking $89,900 (about $113/sq ft).
Estimated annual property tax: $1,280, or about $107 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms1
Bathrooms1
Living Area793 sqft
Year Built1975
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding, Other
BasementSlab
HeatingBaseboard, Radiant
SewerPublic
Sale & Financing
Listed3/10/2026
Original Price$100,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$498 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash, Water, Other
Source: SparkMLS
Tax Information
Annual Tax$1,097
State Equalized Value$42,110
Taxable Value$30,520
Parcel #1321226008
Source: Public Records
Legal Description
T3N, R9E, SEC 21 OAKLAND COUNTY CONDOMINIUM PLAN NO 279 RIVER VAIL BLDG 3, UNIT 3 L 7657 P 868
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michele Shinedling
Heritage Real Estate
Frequently Asked Questions about 5299 Highland Road, 202, Waterford, MI 48327
Which school district serves 5299 Highland Road, 202, Waterford, MI 48327?
Per MLS# 20261015803, 5299 Highland Road, 202, Waterford, MI 48327 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261015803, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5299 Highland Road, 202, Waterford, MI 48327?
Per public tax records, annual property taxes for this property are $1,097. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5299 Highland Road, 202, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 5299 Highland Road, 202, Waterford, MI 48327 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5299 Highland Road, 202, Waterford, MI 48327?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$1,280
Monthly$107
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,188
Principal & interest$583
Property taxes$107
HOA$498
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5299 Highland Road, 202, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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