Sold
530 Roby Beach Drive, Coldwater, MI 49036
Sold on 06/23/2026 for$270,000
MLS # 20261039193 (Realcomp)
4 beds3 baths2,106 sqftBuilt 19560.12 acres
1 / 47
Listing Description
Welcome to this beautifully updated 4-bedroom, 2.5-bath Cape Cod on desirable all-sports North Lake! Move in before the 4th of July and enjoy summer on the water. Originally built in 1956 with a spacious addition added in the 1990s, this home blends classic charm with modern updates completed in 2020. Enjoy stunning lakefront canal views with your own dock, perfect for boating, fishing, and relaxing waterfront living. Inside, you'll find hardwood floors throughout the main level, a spacious and functional layout, central air, and a large mudroom for added convenience. The private primary suite features its own full bath, while the updated kitchen comes complete with all appliances included. Step outside to enjoy the fire pit area, oversized 2-car garage, and peaceful outdoor setting ideal for entertaining or unwinding after a day on the lake. A rare opportunity to enjoy move-in-ready lake living with access to all-sports North Lake!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,106 sq ft home in Coldwater built in 1956.
Closed at $270,000 (about $128/sq ft).
Estimated annual property tax: $1,613, or about $134 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,106 sqft
Lot Size0.12 acres
Year Built1956
Stories2
Location
CityColdwater
MunicipalityColdwater Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/28/2026
Sold Date6/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,613
Parcel #070R6000000600
Source: SparkMLS
Legal Description
LOT 6 ROBYS PLAT SEC 8 T6S R6W
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Staci Wodolan
Jason Mitchell Real Estate Group Michigan LLC
Frequently Asked Questions about 530 Roby Beach Drive, Coldwater, MI 49036
Which school district serves 530 Roby Beach Drive, Coldwater, MI 49036?
Per MLS# 20261039193, 530 Roby Beach Drive, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What financing options are available for 530 Roby Beach Drive, Coldwater, MI 49036?
Per MLS# 20261039193, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 530 Roby Beach Drive, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $1,613. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 530 Roby Beach Drive, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 530 Roby Beach Drive, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 530 Roby Beach Drive, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater Twp police department or the Branch County sheriff's office.
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
530 Roby Beach Drive, Coldwater, MI 49036
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