For Sale
53041 Providence Drive, Utica, MI 48316
$225,000
MLS # 20261052902 (Realcomp)
2 beds2 baths1,253 sqftBuilt 2006
1 / 48
Listing Description
Open house! Saturday, July 18th from 12pm-2pm. Shelby Township's leading home seller presents this inviting brick townhouse with a bright open floor plan and a private balcony off the primary suite. A welcoming entry level with stairs leads up to the main living area on the second floor, where a spacious living room full of natural light flows into an open dining area and kitchen, made for easy entertaining. The kitchen shines with warm wood cabinetry, a stylish mosaic tile backsplash, stainless steel appliances, and rich hardwood floors. This level also features two nicely sized bedrooms and two full baths. The primary bedroom offers a walk-in closet, a private en suite full bath, and its own balcony overlooking the community. The second bedroom works beautifully as a bedroom or home office to fit your needs. The lower level provides laundry, direct one-car garage access, and a large storage area to keep everything organized. Set in a welcoming community directly across from the township offices and green space, with a lovely park just a short walk away. The roof on this building is being replaced this summer. Brand new AC/Furnace unit (2026), newer water tank (2023), and newer dishwasher (2023). Welcome Home!
Source: SparkMLS
About this home
Located in Shelby Township in Utica, this property offers 2-bedroom, 2-bath, 1,253 sq ft, with original construction dating to 2006.
Currently offered at $225,000 (about $180/sq ft).
Annual property taxes run approximately $3,017 ($251/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,253 sqft
Year Built2006
Stories2
Location
CityUtica
MunicipalityShelby Twp
Zip Code48316
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/12/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$250 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$3,017
State Equalized Value$102,300
Taxable Value$98,295
Parcel #07-10-355-025
Source: Public Records
Legal Description
PROVIDENCE PARK CONDOS MCCSP # 912 UNIT 25 LIBER 16428 PAGES 317-396. PURSUANT TO AMENDMENT #3 REPLAT #3 LIBER 19357 PAGES 515 - 551. PURSUANT TO AMENDMENT #4 REPLAT #4 LIBER 20915 PAGES 450 TO 470. PURSUANT TO AMENDMENT #1 TO THE CONSOLIDATED MASTER DEED LIBER 21146 PAGES 907 TO 910.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 53041 Providence Drive, Utica, MI 48316
What school district is 53041 Providence Drive, Utica, MI 48316 in?
Per MLS# 20261052902, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261052902, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261052902, the most recent reported annual property tax for 53041 Providence Drive, Utica, MI 48316 is $3,017. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 53041 Providence Drive, Utica, MI 48316 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 53041 Providence Drive, Utica, MI 48316 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,709
Principal & interest$1,459
HOA$250
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
53041 Providence Drive, Utica, MI 48316
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Municipality
Shelby Township
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County
Macomb County
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