Sold
531 Oxbow Lake Road, White Lake, MI
Sold on 04/17/2026 for$350,000
MLS # 20261017158 (Realcomp)
3 beds2 baths1,990 sqftBuilt 19620.41 acres
1 / 27
Listing Description
This charming brick ranch will capture your heart the minute you walk in the front door. And yes, Mr. and Mrs. Clean DO live here!!! Great open floor plan, lots of extra amenities including the brand-new white kitchen, organized mud room (which could also be used as a library or office with private entry), and additional garage! The wide-open finished basement offers incredible elbow room, giving you flexibility for a gym, media space...or both! Outside the upgrades continue. Enjoy a brand-new, extra-large raised patio with gorgeous custom landscape lighting! As you stroll the roomy yard, you'll appreciate the fenced private gazebo space with direct access to the garage and house, not to mention the whole house generator and gutter guards! This is a home that has truly been loved, cared for, and is ready for its next owners. Possession is negotiable! Easy to show, don't miss this one!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,990 sq ft home built in 1962 sits in White Lake Township in White Lake.
Final sale price: $350,000 (about $176/sq ft).
Annual property taxes run approximately $4,018 ($335/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,990 sqft
Lot Size0.41 acres
Year Built1962
Stories1
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingBaseboard, Hot Water
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Security System, Water Softener/Owned
Sale & Financing
Listed3/18/2026
Sold Date4/16/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,690
State Equalized Value$139,650
Taxable Value$129,580
Parcel #1227403002
Source: Public Records
Legal Description
T3N, R8E, SEC 27 CEDAR VIEW LOT 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Erin Atkins
RE/MAX Showcase Homes
Frequently Asked Questions about 531 Oxbow Lake Road, White Lake, MI
Which school district serves 531 Oxbow Lake Road, White Lake, MI?
Per MLS# 20261017158, 531 Oxbow Lake Road, White Lake, MI is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261017158, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 531 Oxbow Lake Road, White Lake, MI?
Per public tax records, annual property taxes for this property are $4,690. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 531 Oxbow Lake Road, White Lake, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 531 Oxbow Lake Road, White Lake, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 531 Oxbow Lake Road, White Lake, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$4,018
Monthly$335
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,508
Principal & interest$2,173
Property taxes$335
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
531 Oxbow Lake Road, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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