Sold
53114 Ridgewood Drive, Chesterfield, MI
Sold on 04/10/2026 for$360,102
MLS # 20261008843 (Realcomp)
3 beds4 baths3,154 sqftBuilt 19970.28 acres
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Listing Description
Welcome home to this beautifully maintained 1654 sq. ft. ranch in the heart of Chesterfield! From the moment you step inside, you’ll be greeted by cathedral ceilings and a stunning great room anchored by a natural fireplace perfect for cozy Michigan winters. The kitchen with natural light and featuring a breakfast nook that opens directly onto a two tiered deck. Primary suite featuring a private bath and walk-in closet, or head downstairs to the impressively finished basement, which adds a massive second living area, and a full bath ideal for a guest suite or home office. Outside, the deep, fully fenced backyard offers a private oasis for summer entertaining. All appliances included just move in and enjoy! Schedule your showing today this one won't last!
Source: SparkMLS
About this home
Located in Chesterfield Township in Chesterfield, this property offers 3-bedroom, 4-bath, 3,154 sq ft, with original construction dating to 1997.
Closed at $360,102 (about $114/sq ft).
Annual property taxes run approximately $8,939 ($745/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,154 sqft
Lot Size0.28 acres
Year Built1997
Stories1
Location
CityChesterfield
MunicipalityChesterfield Twp
CountyMacomb
Construction & Systems
ConstructionBrick, Wood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed2/23/2026
Sold Date4/9/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$8,939
State Equalized Value$172,200
Taxable Value$172,200
Parcel #09-09-451-034
Source: Public Records
Legal Description
RIDGEWOOD ESTATES SUBDIVISION LIBER 116 PAGES 13 THRU 18 LOT 15
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rrok Koleci
RK Real Estate LLC
Frequently Asked Questions about 53114 Ridgewood Drive, Chesterfield, MI
What type of financing is accepted for this listing?
Per MLS# 20261008843, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 53114 Ridgewood Drive, Chesterfield, MI?
Per public tax records, annual property taxes for this property are $8,939. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 53114 Ridgewood Drive, Chesterfield, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 53114 Ridgewood Drive, Chesterfield, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 53114 Ridgewood Drive, Chesterfield, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
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Monthly payment$2,302
Principal & interest$2,302
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
53114 Ridgewood Drive, Chesterfield, MI
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Municipality
Chesterfield Township
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County
Macomb County
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