For Sale
53118 Providence Drive E, 41, Utica, MI 48316
$255,000
MLS # 20261052211 (Realcomp)
3 beds2 baths1,773 sqftBuilt 20060 acres
1 / 40
Listing Description
Welcome home to this beautifully updated condo in the heart of Shelby Township! Remodeled in 2020, this move-in ready home features hardwood flooring throughout the main living area and an updated kitchen complete with granite countertops, stainless steel appliances, and a pantry for added storage. The dedicated dining area provides the perfect space for everyday meals or entertaining guests. Downstairs, you'll find a finished basement with luxury vinyl plank flooring and a recently updated laundry area, offering additional living space and functionality. A one-car attached garage adds convenience, while the low HOA dues cover grounds maintenance, exterior maintenance, snow removal, trash, and water, making for truly low-maintenance living. Conveniently located near shopping, dining, parks, and expressways, this is one you won't want to miss!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,773 sq ft home in Shelby Township in Utica built in 2006.
Currently offered at $255,000 (about $144/sq ft).
Property tax estimate: $3,122 per year ($260/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Living Area1,773 sqft
Year Built2006
Stories3
Location
CityUtica
MunicipalityShelby Twp
Zip Code48316
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$250 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$3,122
State Equalized Value$113,100
Taxable Value$101,731
Parcel #07-10-355-041
Source: Public Records
Legal Description
PROVIDENCE PARK CONDOS 1ST AMEND MCCSP # 912 UNIT 41 LIBER 17310 PAGES 821-850. PURSUANT TO AMENDMENT #3 REPLAT #3 LIBER 19357 PAGES 515 - 551. PURSUANT TO AMENDMENT #4 REPLAT #4 LIBER 20915 PAGES 450 TO 470. PURSUANT TO AMENDMENT #1 TO THE CONSOLIDA TED MASTER DEED LIBER 21146 PAGES 907 TO 910.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brianna Hamilton
Team Hamilton Real Estate
Frequently Asked Questions about 53118 Providence Drive E, 41, Utica, MI 48316
What school district is 53118 Providence Drive E, 41, Utica, MI 48316 in?
Per MLS# 20261052211, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261052211, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261052211, the most recent reported annual property tax for 53118 Providence Drive E, 41, Utica, MI 48316 is $3,122. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 53118 Providence Drive E, 41, Utica, MI 48316 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 53118 Providence Drive E, 41, Utica, MI 48316 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,904
Principal & interest$1,654
HOA$250
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
53118 Providence Drive E, 41, Utica, MI 48316
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Municipality
Shelby Township
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County
Macomb County
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