For Sale
5323 Rugby Street, Portage, MI 49024
$369,000
MLS # 26032889 (Michigan Regional Information Center (MichRIC))
3 beds4 baths2,423 sqftBuilt 19690.38 acres
1 / 26
Listing Description
Don't miss out on this charming Cape Cod situated on a cul-de-sac in the heart of Portage! Centrally located with easy access to highways, downtown, shopping and entertainment. The thoughtful design brings together the indoor and outdoor spaces to create an expansive feel. Enjoy your own private retreat with a pool, gazebo, large screened in porch and storage shed. The main floor offers an open concept kitchen with granite countertops, a center island, dining area and living room. The remainder of this floor consists of a half bath and a large family room with wood-burning fireplace, both granting access to the porch. Upstairs was renovated to include a master suite with a large walk-in closet and additional bathroom. Completing the upstairs are two bedrooms, a full bath and a conveniently located laundry room. The basement provides a living area, full bath and space for all your storage needs. Some improvements to note: roof/siding 2024, furnace replaced 2023, new pool liner and
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 2,423 sq ft home built in 1969 sits in Portage in Portage.
Currently offered at $369,000 (about $152/sq ft).
Estimated annual property tax: $4,794, or about $400 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area2,423 sqft
Lot Size0.38 acres
Year Built1969
Stories2
Location
CityPortage
MunicipalityPortage City
Zip Code49024
CountyKalamazoo
School DistrictPortage
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed7/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,794
Tax Year2026
Assessed Value$108,589
Parcel #391008700042O
Source: SparkMLS
Legal Description
WEDGWOOD VILLAGE LOT 42
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Alison A Seim
Gardner Realty, LLC
Frequently Asked Questions about 5323 Rugby Street, Portage, MI 49024
What school district is 5323 Rugby Street, Portage, MI 49024 in?
Per MLS# 26032889, this property is served by Portage. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26032889, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032889, the most recent reported annual property tax for 5323 Rugby Street, Portage, MI 49024 is $4,794 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5323 Rugby Street, Portage, MI 49024 eligible for USDA financing?
Per USDA Rural Development boundary data, 5323 Rugby Street, Portage, MI 49024 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5323 Rugby Street, Portage, MI 49024 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Portage City police department or the Kalamazoo County sheriff's office.
Map
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Monthly payment$2,393
Principal & interest$2,393
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5323 Rugby Street, Portage, MI 49024
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Municipality
Portage
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