Sold
5339 Lake Drive, Reading, MI 49274
Sold on 03/24/2026 for$135,000
MLS # 26007739 (Michigan Regional Information Center (MichRIC))
3 beds1 bath896 sqftBuilt 19720.13 acres
1 / 43
Listing Description
HIGHEST AND BEST DUE BY 2PM TUESDAY 3/10/26. 3-bedroom, 1-bath lakefront cottage located on Berry Lake. Offers 60' of water frontage and part of a desirable chain of five connected lakes. This property offers direct water frontage and access to multiple lakes ideal for boating, fishing, and kayaking. The home comes fully furnished, making it a convenient turnkey opportunity for personal use or seasonal enjoyment. Interior features include a functional layout and an enclosed porch/3-seasons room providing additional space to relax and enjoy lake views. Enjoy all the natural light this cottage has to offer. Berry Lake is known for its fishing and recreational opportunities, offering a variety of fish species and all-sports lake access throughout the chain.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 896 sq ft home in Reading built in 1972.
Closed at $135,000 (about $151/sq ft).
Estimated annual property tax: $1,887, or about $157 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area896 sqft
Lot Size0.13 acres
Year Built1972
Stories1
Location
CityReading
MunicipalityRansom Twp
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementSlab
HeatingBaseboard
WaterWell
SewerSeptic Tank
Sale & Financing
Listed3/2/2026
Sold Date3/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,887
Tax Year2025
Assessed Value$40,753
Parcel #10-125-001-005
Source: SparkMLS
Legal Description
LOT 7 LE-O-AM SHORES
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Blake Jenkins
CENTURY 21 Affiliated
Frequently Asked Questions about 5339 Lake Drive, Reading, MI 49274
Which school district serves 5339 Lake Drive, Reading, MI 49274?
Per MLS# 26007739, 5339 Lake Drive, Reading, MI 49274 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26007739, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5339 Lake Drive, Reading, MI 49274?
Per public tax records, annual property taxes for this property are $1,887 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5339 Lake Drive, Reading, MI 49274 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5339 Lake Drive, Reading, MI 49274 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5339 Lake Drive, Reading, MI 49274?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ransom Twp police department or the Hillsdale County sheriff's office.
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5339 Lake Drive, Reading, MI 49274
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