Sold
535 E Saratoga Street, Fenton, MI 48220
Sold on 12/17/2025 for$207,550
MLS # 20251035775 (Realcomp)
3 beds1 bath943 sqftBuilt 19190.12 acres
1 / 30
Listing Description
Welcome to this charming ranch home, ideally located less than a half-mile walk from vibrant downtown Ferndale. Perfectly blending convenience with comfort, this home offers a warm and inviting atmosphere inside and out. Step inside to discover beautiful hardwood flooring and a thoughtfully updated kitchen featuring stainless steel appliances, shaker cabinetry, and elegant granite countertops — a true centerpiece for both everyday living and entertaining. Enjoy peace of mind with a new AC unit (2024) and a fenced-in backyard, ideal for pets or outdoor gatherings. With its unbeatable location and stylish updates, this Ferndale gem is ready to welcome its next owner.
Source: SparkMLS
About this home
Located in Ferndale in Fenton, this property offers 3-bedroom, 1-bath, 943 sq ft, with original construction dating to 1919.
Final sale price: $207,550 (about $220/sq ft).
Estimated annual property tax: $4,957, or about $413 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area943 sqft
Lot Size0.12 acres
Year Built1919
Stories1
Location
CityFenton
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
HeatingForced Air
SewerPublic
Sale & Financing
Listed9/10/2025
Sold Date12/16/2025
Original Price$240,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,957
State Equalized Value$106,460
Taxable Value$97,500
Parcel #2534228020
Source: Public Records
Legal Description
T1N, R11E, SEC 34 THE LITTLE FARMS SUB E 1/2 OF LOT 194
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Don Barrera
Ideal Real Estate Advisors LLC
Frequently Asked Questions about 535 E Saratoga Street, Fenton, MI 48220
Which school district serves 535 E Saratoga Street, Fenton, MI 48220?
Per MLS# 20251035775, 535 E Saratoga Street, Fenton, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251035775, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 535 E Saratoga Street, Fenton, MI 48220?
Per public tax records, annual property taxes for this property are $4,957. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 535 E Saratoga Street, Fenton, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 535 E Saratoga Street, Fenton, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 535 E Saratoga Street, Fenton, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 535 E Saratoga Street, Fenton, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,459
Principal & interest$1,459
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
535 E Saratoga Street, Fenton, MI 48220
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Municipality
Ferndale
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County
Oakland County
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