Sold
535 Lincoln Road, Otsego, MI 49078
Sold on 07/07/2025 for$270,000
MLS # 20251001223 (Realcomp)
3 beds2 baths1,988 sqftBuilt 19451.87 acres
1 / 47
Listing Description
This is the one you've been waiting for. Recently renovated and move-in ready, this well-built 3-bedroom, 1.5-bath home offers the perfect blend of comfort, style, and outdoor beauty. Situated on a rare, expansive 1.87 acre lot, the backyard extends down to the river, providing an unmatched level of privacy, nature, and space to relax or entertain.Step inside to find all-new flooring, a beautifully updated kitchen, and modernized bathrooms that blend seamlessly with the home's original charm. The main level features a spacious master bedroom and full bathroom, a formal dining room perfect for gatherings, and a cozy family room with a slider that opens to the massive, landscaped backyard full of perennials and mature trees.An attached two-car garage and additional storage sheds in the back offer plenty of room for tools, toys, and outdoor equipment. Don't miss your chance to own a slice of riverfront paradise!*Seller will install new stainless steel dishwasher prior to closing
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 3-bedroom, 2-bath, 1,988 sq ft, with original construction dating to 1945.
Final sale price: $270,000 (about $136/sq ft).
Estimated annual property tax: $2,273, or about $189 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,988 sqft
Lot Size1.87 acres
Year Built1945
Stories2
Location
CityOtsego
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingBaseboard, Radiant
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished
Sale & Financing
Listed5/21/2025
Sold Date7/6/2025
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$2,273
Parcel #1702202000
Source: SparkMLS
Legal Description
E 163 FT OF W 1092.5 FT OF THAT PT S FR NW 1/4 LYING N OF STLM89 & S OF COUNTOUR 648.8 SEC 22 T1N R12W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael J Krausman
Luxury Living Real Estate
Frequently Asked Questions about 535 Lincoln Road, Otsego, MI 49078
Which school district serves 535 Lincoln Road, Otsego, MI 49078?
Per MLS# 20251001223, 535 Lincoln Road, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What financing options are available for 535 Lincoln Road, Otsego, MI 49078?
Per MLS# 20251001223, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 535 Lincoln Road, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $2,273. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 535 Lincoln Road, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 535 Lincoln Road, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 535 Lincoln Road, Otsego, MI 49078. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 535 Lincoln Road, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
535 Lincoln Road, Otsego, MI 49078
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Municipality
Otsego Township
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