For Sale
53633 Chesterfield Road, New Baltimore, MI
$399,000
MLS # 20261045477 (Realcomp)
4 beds1 bath1,764 sqftBuilt 19000.31 acres
1 / 39
Listing Description
Nestled along the shores of beautiful Lake Betty with 30 feet of private lake frontage, this thoughtfully updated 4-bedroom home offers a rare blend of historic charm and modern comfort. Rich original woodwork, solid wood doors, detailed trim, and warm hardwood flooring showcase the craftsmanship of a bygone era, while extensive updates throughout provide the conveniences today's buyers are looking for. The renovated kitchen serves as the heart of the home, featuring white shaker cabinetry, granite countertops, stainless steel appliances, a stylish tile backsplash, abundant storage, and a spacious center island perfect for gathering with family and friends. The updated bathroom offers a spa-inspired feel with a walk-in shower and tasteful finishes. With 1,764 square feet of living space, generous room sizes, and abundant natural light throughout, the home feels both welcoming and functional. Multiple outdoor living areas invite you to enjoy morning coffee by the water, summer entertaining, peaceful evenings, and the everyday beauty of lakefront living. Whether you're drawn to the character, the updates, or the waterfront setting, this is a home that offers something increasingly difficult to find—a property with genuine personality, timeless craftsmanship, and modern-day comfort all in one. A rare opportunity to enjoy lakefront living while owning a home filled with history, warmth, and charm.
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,764 sq ft home in Chesterfield Township in New Baltimore built in 1900.
Asking $399,000 (about $226/sq ft).
Property tax estimate: $3,201 per year ($267/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,764 sqft
Lot Size0.31 acres
Year Built1900
Stories2
Location
CityNew Baltimore
MunicipalityChesterfield Twp
CountyMacomb
Construction & Systems
ConstructionWood Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$520 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$3,201
State Equalized Value$95,000
Taxable Value$85,554
Parcel #09-07-427-033
Source: Public Records
Legal Description
CHESTERFIELD LAKES SUB NO. 3 LOT 50
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Holly Amato
EXP Realty Main
Frequently Asked Questions about 53633 Chesterfield Road, New Baltimore, MI
Can I use FHA or VA financing for this property?
Per MLS# 20261045477, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261045477, the most recent reported annual property tax for 53633 Chesterfield Road, New Baltimore, MI is $3,201. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 53633 Chesterfield Road, New Baltimore, MI eligible for USDA financing?
Per USDA Rural Development boundary data, 53633 Chesterfield Road, New Baltimore, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 53633 Chesterfield Road, New Baltimore, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,631
Principal & interest$2,588
HOA$43
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
53633 Chesterfield Road, New Baltimore, MI
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Municipality
Chesterfield Township
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County
Macomb County
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