For Sale
5368 Alger Smith Road Road, Black River, MI 48721
$190,000
MLS # 50206200 (MiRealSource)
3 beds1 bathBuilt 19600.46 acres
1 / 28
Listing Description
Welcome to this spacious Black River retreat offering the perfect blend of privacy, function, and outdoor lifestyle. Enjoy direct access to the Black River with a peaceful kayak ride downstream that brings you a direct water route to Lake Huron in approximately 10 minutes, offering a rare and easy connection to Michigan’s waterways. Situated on about a half-acre lot with a 30x40 foot garage that includes an upper level for additional storage or potential workspace, ideal for boats, ATVs, and recreational storage. Inside, the home features a large kitchen and expansive living room, along with a generously sized bathroom and a convenient main-level primary bedroom. Tucked in on a low-traffic residential stretch, this home offers a true sense of community and year-round living. A public boat launch to Lake Huron is located just a few miles down the road, providing additional easy access to the lake. Just a short distance away is Negwegon State Park, known for quiet trails, wildlife, and some of the most natural and uncrowded Lake Huron shoreline access in the area, making this a strong lifestyle property surrounded by water, recreation, and nature.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Black River built in 1960.
Listed at $190,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.46 acres
Year Built1960
Location
CityBlack River
Zip Code48721
CountyAlcona
School DistrictAlcona
Construction & Systems
ConstructionVinyl Siding
Garage4 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed5/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Makaela Thompson
EXP Realty LLC
Frequently Asked Questions about 5368 Alger Smith Road Road, Black River, MI 48721
What school district is 5368 Alger Smith Road Road, Black River, MI 48721 in?
Per MLS# 50206200, this property is served by Alcona. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50206200, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 5368 Alger Smith Road Road, Black River, MI 48721 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5368 Alger Smith Road Road, Black River, MI 48721 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5368 Alger Smith Road Road, Black River, MI 48721
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