Sold
538 S Elm Street, Lapeer, MI 48446
Sold on 04/24/2026 for$299,000
MLS # 20261016537 (Realcomp)
3 beds3 baths2,196 sqftBuilt 20250.19 acres
1 / 41
Listing Description
Excellent curb appeal defines this 2025 built, 1,496 sq ft Colonial Home, offering 3 bedrooms, 2.5 bathrooms, and a finished basement. Steel-textured, powder-coated steps lead to a spacious covered front porch with composite decking, creating a welcoming first impression. Thru the beautifully crafted front door awaits the living room featuring an electric fireplace, open floor plan, and luxury vinyl plank flooring throughout the home. The kitchen showcases solid wood butcher block countertops, stainless steel appliances, and an abundance of modern cabinetry. Enjoy dining outside on the 10x12 composite deck with ornate railing and a full back yard view. Convenient first-floor laundry. Spacious 14X14 Primary bedroom with en-suite full bath, dual sinks and walk in closet. The finished basement includes a versatile flex room with daylight windows, perfect for a home office, gym, or additional living space. A matching garden shed provides extra storage. All the conveniences of life are just minutes away! Don't miss this amazing Lapeer home built in 2025!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,196 sq ft home built in 2025 sits in Lapeer in Lapeer.
This home sold for $299,000 (about $136/sq ft).
Estimated annual property tax: $5,299, or about $442 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,196 sqft
Lot Size0.19 acres
Year Built2025
Stories2
Location
CityLapeer
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionVinyl Siding
BasementDaylight
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed3/14/2026
Sold Date4/23/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,299
Parcel #L214410104000
Source: SparkMLS
Legal Description
CITY OF LAPEER TURRILL ADDITION ELM ST LOT 67 (L=40 P=331 SEC 5, T7N-R9E)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debora L Summers
The Brokaw Group
Frequently Asked Questions about 538 S Elm Street, Lapeer, MI 48446
Which school district serves 538 S Elm Street, Lapeer, MI 48446?
Per MLS# 20261016537, 538 S Elm Street, Lapeer, MI 48446 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
What financing options are available for 538 S Elm Street, Lapeer, MI 48446?
Per MLS# 20261016537, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 538 S Elm Street, Lapeer, MI 48446?
Per public tax records, annual property taxes for this property are $5,299. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 538 S Elm Street, Lapeer, MI 48446 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 538 S Elm Street, Lapeer, MI 48446 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 538 S Elm Street, Lapeer, MI 48446?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
538 S Elm Street, Lapeer, MI 48446
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Municipality
Lapeer
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