Sold
5380 Pontiac Lake Road, Waterford, MI 48327
Sold on 03/20/2026 for$236,000
MLS # 20261011633 (Realcomp)
3 beds1 bath1,274 sqftBuilt 19540.26 acres
1 / 26
Listing Description
HIGHEST AND BEST DUE BY 3/2/26 10 AM. Welcome to 5380 Pontiac Lake Road — a beautifully remodeled 3-bedroom ranch offering modern updates, everyday comfort, and an unbeatable Waterford lifestyle. Fully renovated in 2025, this home features new flooring throughout, creating a clean, cohesive feel across the entire living space. The kitchen includes a newer refrigerator and dishwasher, while the newer furnace provides efficiency and peace of mind heading into Michigan winters. With major updates already completed, this property offers true move-in ready convenience. Situated on a spacious 0.26-acre lot, the fully fenced backyard provides privacy and flexibility — ideal for pets, play, or entertaining. The 1-car garage and functional single-level layout add to the ease of daily living. Location is where this home truly shines. Just minutes from Pontiac Lake Recreation Area, Waterford Oaks County Park, and multiple lakes and trails, outdoor recreation is always within reach. Enjoy nearby dining favorites like 4th Tavern Lakehouse, La Marsa, and Copperstone’s, along with convenient access to shopping, groceries, and everyday essentials. At this price fully remodeled homes with major mechanical updates and this level of lifestyle access are becoming increasingly hard to find in Waterford. Schedule your private showing before someone else takes advantage of this opportunity.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 1-bath, 1,274 sq ft, with original construction dating to 1954.
Final sale price: $236,000 (about $185/sq ft).
Estimated annual property tax: $2,964, or about $247 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,274 sqft
Lot Size0.26 acres
Year Built1954
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
Sale & Financing
Listed2/25/2026
Sold Date3/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,475
State Equalized Value$97,490
Taxable Value$69,300
Parcel #1321254020
Source: Public Records
Legal Description
T3N, R9E, SEC 21 HOLIDAY FARMS NO 1 LOT 56
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Austin Adams
EXP Realty - Fenton
Frequently Asked Questions about 5380 Pontiac Lake Road, Waterford, MI 48327
Which school district serves 5380 Pontiac Lake Road, Waterford, MI 48327?
Per MLS# 20261011633, 5380 Pontiac Lake Road, Waterford, MI 48327 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261011633, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5380 Pontiac Lake Road, Waterford, MI 48327?
Per public tax records, annual property taxes for this property are $1,475. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5380 Pontiac Lake Road, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 5380 Pontiac Lake Road, Waterford, MI 48327 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5380 Pontiac Lake Road, Waterford, MI 48327?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,964
Monthly$247
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,738
Principal & interest$1,491
Property taxes$247
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5380 Pontiac Lake Road, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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