Sold
5386 Circle Drive, Reading, MI 49274
Sold on 08/04/2025 for$45,000
MLS # 25036370 (Michigan Regional Information Center (MichRIC))
0 beds0 sqftBuilt 19800 acres
1 / 30
Listing Description
What a beautiful spot to build a small waterfront home.! The existing mobile with a build over on the lot has been completely gutted. The intent was to finish the demolition project and build a man cave on the water. The hard part has been done and the canvas is ripe for the new owner to design whatever suits them best. Well & septic on the property. Great water frontage, good location and tons of potential for the lake buyer with vision. You won't find this kind of waterfrontage for less. Act fast--go boating, kayaking and fishing yet this summer! Bring your motorhome and enjoy lake living while you decide what your next move will be.
Source: SparkMLS
About this home
Closed at $45,000.
Annual property taxes run approximately $1,588 ($132/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 280 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms0
Bathrooms0
Year Built1980
Stories1
Location
CityReading
MunicipalityReading Twp
Zip Code49274
CountyHillsdale
School DistrictReading Community Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Partial
HeatingNone
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available
Sale & Financing
Listed7/21/2025
Sold Date8/3/2025
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$1,588
Tax Year2024
Assessed Value$35,900
Parcel #3010190001018
Source: SparkMLS
Legal Description
Per Legal at Court House.
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Desiree Thomas
Century 21 Affiliated
Frequently Asked Questions about 5386 Circle Drive, Reading, MI 49274
Which school district serves 5386 Circle Drive, Reading, MI 49274?
Per MLS# 25036370, 5386 Circle Drive, Reading, MI 49274 is in the Reading Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading Community Schools directly to confirm enrollment eligibility.
What financing options are available for 5386 Circle Drive, Reading, MI 49274?
Per MLS# 25036370, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5386 Circle Drive, Reading, MI 49274?
Per public tax records, annual property taxes for this property are $1,588 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5386 Circle Drive, Reading, MI 49274 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5386 Circle Drive, Reading, MI 49274 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5386 Circle Drive, Reading, MI 49274. The maximum advertised download speed is 280 Mbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5386 Circle Drive, Reading, MI 49274?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reading Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$318
Principal & interest$318
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
6 providers at this address
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5386 Circle Drive, Reading, MI 49274
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