For Sale
5389 Ridge Road, Pentwater, MI 49449
$999,900
MLS # 26026496 (Michigan Regional Information Center (MichRIC))
4 beds4 baths4,100 sqftBuilt 20051.03 acres
1 / 48
Listing Description
Enjoy resort town living with the best of Pentwater with this extraordinary coastal estate. Located minutes from downtown Pentwater and a short drive to Silver Lake sand dunes and Ludington. This 4100 square foot home offers single level living and 275 feet of exclusive deeded low-bluff Lake Michigan frontage. Well suited as a year-round home, extended family vacation retreat, or even an ideal income producing rental. With over a one-acre private lot, this custom designed home built by a builder for his personal use is perfect for entertaining and relaxation in and out. Enjoy the smell of the pines from the 1500 sf brick patio listening to the 3 tier-fountain. Watch deer, birds, and wildlife from your forested enclave. A custom designed one-of-a-kind pet fence enclosure discreetly located out of view for your pet's play and safety is located on property. Enjoy your 8-person hot tub on cool fall nights, crisp spring evenings, or even winter days! Rinse off with the outdoor
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 4,100 sq ft home built in 2005 sits in Pentwater.
Currently offered at $999,900 (about $244/sq ft).
Property tax estimate: $8,562 per year ($713/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area4,100 sqft
Lot Size1.03 acres
Year Built2005
Stories1
Location
CityPentwater
MunicipalityPentwater Twp
Zip Code49449
CountyOceana
School DistrictPentwater
Construction & Systems
StyleRanch
ConstructionStone, Wood Siding
BasementSlab
Garage2 spaces
HeatingHot Water, Radiant
WaterWell
SewerSeptic Tank
InteriorCenter Island
Sale & Financing
Listed6/1/2026
Original Price$1,199,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,562
Tax Year2025
Assessed Value$355,542
Parcel #001-670-011-00
Source: SparkMLS
Legal Description
SCENIC DRIVE ESTATES LOT 11 & 1/41 INT IN LAKE BREEZE PARK.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Katie Saunders
Town Square Real Estate Group LLC
Frequently Asked Questions about 5389 Ridge Road, Pentwater, MI 49449
What school district is 5389 Ridge Road, Pentwater, MI 49449 in?
Per MLS# 26026496, this property is served by Pentwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26026496, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026496, the most recent reported annual property tax for 5389 Ridge Road, Pentwater, MI 49449 is $8,562 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5389 Ridge Road, Pentwater, MI 49449 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5389 Ridge Road, Pentwater, MI 49449 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pentwater Twp police department or the Oceana County sheriff's office.
Map
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Monthly payment$6,485
Principal & interest$6,485
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5389 Ridge Road, Pentwater, MI 49449
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