Pending
539 Swan River Drive, Benton Harbor, MI 49022
$346,020
MLS # 23021275 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,822 sqftBuilt 20230.14 acres
1 / 1
Listing Description
Newly constructed colonial in the Trumpeter Bay Community. This 2-story home boasts features including: energy efficiency, 10-yr structural warranty, attached 2-car garage, 6x16 garage bump, insulated garage and garage door, drywall finish and paint entire garage, 200 AMP service, vinyl plank flooring in the front entry, powder room, main bath, primary bath, laundry, mudroom, great room, and kitchen, gas line to range, breakfast bar, designer backsplash, 10x10 patio, humidifier, air purifier, alcove shower with tile walls, 42'' exterior fireplace, and covered front entry.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,822 sq ft home built in 2023 sits in Benton Township in Benton Harbor.
Asking $346,020 (about $190/sq ft).
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,822 sqft
Lot Size0.14 acres
Year Built2023
Stories2
Location
CityBenton Harbor
MunicipalityBenton Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleColonial
ConstructionStone, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/19/2023
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$90
Tax Year2022
Assessed Value$1,797
Parcel #110377000084001
Source: SparkMLS
Legal Description
unit 84 of Trumpeter Bay
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Mike McGivney
Allen Edwin Realty
Frequently Asked Questions about 539 Swan River Drive, Benton Harbor, MI 49022
Which school district serves 539 Swan River Drive, Benton Harbor, MI 49022?
Per MLS# 23021275, 539 Swan River Drive, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 23021275, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 539 Swan River Drive, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $90 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 539 Swan River Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 539 Swan River Drive, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 539 Swan River Drive, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 539 Swan River Drive, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,244
Principal & interest$2,244
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
539 Swan River Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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