Sold
540 E CHESTERFIELD Street, Ferndale, MI 48220
Sold on 05/22/2025 for$195,876
MLS # 20250022106 (Realcomp)
2 beds1 bath1,068 sqftBuilt 19410.12 acres
1 / 15
Listing Description
Welcome to your charming ranch/rambler located in desirable Ferndale! As you approach, you'll appreciate the newer driveway. One of the standout features of this property is the detached multi-usage garage. This versatile space can be utilized as a garage for your vehicle or transformed into a finished area for hobbies, workshop, additional storage or entertainment-tailor it to suit your lifestyle!Enjoy the outdoor space with a lovely Greenhouse and a backyard that provides plenty of room. The vibrant community of Ferndale offers nearby dog parks, coffee shops and dining, making it a fantastic place to call home.Don't miss out on the opportunity to make this home your own!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,068 sq ft home in Ferndale in Ferndale built in 1941.
This home sold for $195,876 (about $183/sq ft).
Annual property taxes run approximately $6,785 ($565/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,068 sqft
Lot Size0.12 acres
Year Built1941
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed4/1/2025
Sold Date5/21/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,785
State Equalized Value$100,660
Taxable Value$90,570
Parcel #2535354012
Source: Public Records
Legal Description
T1N, R11E, SEC 35 FRANK GRIX SUB LOT 88
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Roseanne Howard
Real Broker, LLC
Frequently Asked Questions about 540 E CHESTERFIELD Street, Ferndale, MI 48220
What school district is 540 E CHESTERFIELD Street, Ferndale, MI 48220 in?
Per MLS# 20250022106, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20250022106, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250022106, the most recent reported annual property tax for 540 E CHESTERFIELD Street, Ferndale, MI 48220 is $6,785. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 540 E CHESTERFIELD Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 540 E CHESTERFIELD Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 540 E CHESTERFIELD Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 540 E CHESTERFIELD Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,351
Principal & interest$1,351
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
540 E CHESTERFIELD Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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