Under Contract
540 Georgetown Drive, Traverse City, MI 49684
$259,000
MLS # 1946389 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 1985
1 / 31
Listing Description
Enjoy low-maintenance living in this beautifully updated 2 bed/1.5 bath main-floor condo just minutes from downtown Traverse City. Thoughtfully refreshed throughout, this move-in-ready home offers comfortable, convenient living with easy main-level access and a functional layout. Step outside and take advantage of the assigned covered carport and private outdoor storage closet, providing extra space for bikes, gear, and seasonal items. Ideally located within walking distance of Tom's Market, the TART Trail, and all the shopping, dining, and waterfront attractions downtown Traverse City has to offer, this condo is perfectly positioned for enjoying the best of Northern Michigan living. Whether you're looking for a year-round residence or a seasonal getaway, this property delivers exceptional value in a highly desirable location.
Source: SparkMLS
About this home
Located in Traverse City in Traverse City, this property offers 2-bedroom, 1-bath, with original construction dating to 1985.
Currently offered at $259,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Year Built1985
Stories1
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49684
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$3,600
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert Brick
REMAX Bayshore - West Shore Dr TC
Frequently Asked Questions about 540 Georgetown Drive, Traverse City, MI 49684
What type of financing is accepted for this listing?
Per MLS# 1946389, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 540 Georgetown Drive, Traverse City, MI 49684 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 540 Georgetown Drive, Traverse City, MI 49684 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$5,280
Principal & interest$1,680
HOA$3,600
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
540 Georgetown Drive, Traverse City, MI 49684
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Municipality
Traverse City
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