Sold
540 N York Street, Dearborn, MI 48128
Sold on 12/17/2025 for$311,000
MLS # 20251050811 (Realcomp)
3 beds2 baths2,353 sqftBuilt 19470.12 acres
1 / 49
Listing Description
Welcome to this beautifully maintained 3-bedroom, 1.5-bath bungalow offering a perfect blend of classic charm and modern updates. The home features refinished original hardwood floors, built-in cabinetry, and a cozy fireplace that adds timeless character throughout. The main level includes a bright living room, functional kitchen, and two comfortable bedrooms. Upstairs, you’ll find a spacious primary bedroom with ample storage. The partially finished basement provides additional living space, complete with a wet bar, ideal for entertaining or relaxing. Enjoy a well-kept yard and a convenient Dearborn location close to parks, schools, shopping, and dining. This home has been lovingly cared for and is ready for its next owner to move right in!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,353 sq ft home in Dearborn in Dearborn built in 1947.
Closed at $311,000 (about $132/sq ft).
Annual property taxes run approximately $4,059 ($338/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,353 sqft
Lot Size0.12 acres
Year Built1947
Stories2
Location
CityDearborn
MunicipalityDearborn City
Zip Code48128
CountyWayne
School DistrictDearborn
Construction & Systems
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished, Wet Bar
Sale & Financing
Listed11/2/2025
Sold Date12/16/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,059
Parcel #32820916328003
Source: SparkMLS
Legal Description
LOT 584 DEARBORN HIGHLANDS SUB NO 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Courtney Rohlfs
Base Real Estate
Frequently Asked Questions about 540 N York Street, Dearborn, MI 48128
What school district is 540 N York Street, Dearborn, MI 48128 in?
Per MLS# 20251050811, this property is served by Dearborn. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251050811, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251050811, the most recent reported annual property tax for 540 N York Street, Dearborn, MI 48128 is $4,059. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 540 N York Street, Dearborn, MI 48128 eligible for USDA financing?
Per USDA Rural Development boundary data, 540 N York Street, Dearborn, MI 48128 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 540 N York Street, Dearborn, MI 48128 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 540 N York Street, Dearborn, MI 48128?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 540 N York Street, Dearborn, MI 48128. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
75 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
540 N York Street, Dearborn, MI 48128
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Municipality
Dearborn
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County
Wayne County
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