Pending
5401 Ternes Street, Dearborn, MI 48126
$399,900
MLS # 20261046307 (Realcomp)
3 beds3 baths1,836 sqftBuilt 19910.1 acres
1 / 32
Listing Description
Beautiful brick colonial in the heart of Dearborn offering nearly 1,900 sq ft of living space with 3 bedrooms, 2.1 baths, and an attached 2-car garage. This well-maintained home features a spacious open-concept layout with abundant natural light, recessed lighting, oversized living areas, and expansive tile flooring throughout the main level. The large kitchen offers extensive cabinetry, ample counter space, and plenty of room for entertaining. Upstairs you’ll find generously sized bedrooms, including a spacious primary suite with walk-in closet and dual-sink bath featuring a soaking tub. The unfinished basement provides endless possibilities for additional living space, storage, or recreation. Conveniently located near shopping, dining, schools, and major freeways. Move-in ready with immediate occupancy opportunities!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,836 sq ft home in Dearborn in Dearborn built in 1991.
Listed at $399,900 (about $218/sq ft).
Annual property taxes run approximately $4,265 ($355/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,836 sqft
Lot Size0.1 acres
Year Built1991
Stories2
Location
CityDearborn
MunicipalityDearborn City
Zip Code48126
CountyWayne
School DistrictDearborn
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,265
Parcel #32821018103019
Source: SparkMLS
Legal Description
LOT 152 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOFJOHN FORD SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jeff Glover
KW Professionals
Frequently Asked Questions about 5401 Ternes Street, Dearborn, MI 48126
Which school district serves 5401 Ternes Street, Dearborn, MI 48126?
Per MLS# 20261046307, 5401 Ternes Street, Dearborn, MI 48126 is in the Dearborn boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dearborn directly to confirm enrollment eligibility.
What financing options are available for 5401 Ternes Street, Dearborn, MI 48126?
Per MLS# 20261046307, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5401 Ternes Street, Dearborn, MI 48126?
Per public tax records, annual property taxes for this property are $4,265. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5401 Ternes Street, Dearborn, MI 48126 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 5401 Ternes Street, Dearborn, MI 48126 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5401 Ternes Street, Dearborn, MI 48126?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5401 Ternes Street, Dearborn, MI 48126
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Municipality
Dearborn
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County
Wayne County
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