Sold
5406 Circle Drive, Reading, MI 49274
Sold on 05/28/2024 for$220,000
MLS # 24012787 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,120 sqftBuilt 19700.28 acres
1 / 14
Listing Description
Don't miss out on the opportunity to own a true peaceful paradise. It has the best of all worlds as it fronts the channel to Berry Lake and the lakefront of Popple Lake. This property has a 20x32 carriage barn with an upstairs that has endless opportunities. There's been many recent improvements completed including new siding in 2023, new well point and well pump in 2022, new on demand water heater in 2021 and Ayers waterproofing in the crawl space in 2020. The storage in this place is unbelievable! With cabinets and closets galore. Many of the furnishings will stay! Making this a turnkey investment. Hurry, this one won't last long!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,120 sq ft home built in 1970 sits in Reading.
Final sale price: $220,000 (about $196/sq ft).
Estimated annual property tax: $3,445, or about $287 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 280 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,120 sqft
Lot Size0.28 acres
Year Built1970
Stories1
Location
CityReading
MunicipalityReading Twp
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingWall Furnace, Wood
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed3/15/2024
Sold Date5/27/2024
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,445
Tax Year2023
Assessed Value$77,490
Parcel #3010190001020
Source: SparkMLS
Legal Description
LOT 61 LE-O-AM-SHORES NO.3 SEC 20 T7S R4W
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin M Brown
Michigan Top Producers
Frequently Asked Questions about 5406 Circle Drive, Reading, MI 49274
Which school district serves 5406 Circle Drive, Reading, MI 49274?
Per MLS# 24012787, 5406 Circle Drive, Reading, MI 49274 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 24012787, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5406 Circle Drive, Reading, MI 49274?
Per public tax records, annual property taxes for this property are $3,445 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5406 Circle Drive, Reading, MI 49274 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5406 Circle Drive, Reading, MI 49274 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5406 Circle Drive, Reading, MI 49274. The maximum advertised download speed is 280 Mbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5406 Circle Drive, Reading, MI 49274?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reading Twp police department or the Hillsdale County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
6 providers at this address
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5406 Circle Drive, Reading, MI 49274
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