For Sale
541 Albany Street, Ferndale, MI 48220
$560,000
MLS # 20251054927 (Realcomp)
3 beds3 baths1,777 sqftBuilt 20260.12 acres
1 / 3
Listing Description
New Construction just steps from vibrant downtown Ferndale! Enjoy a stroll down this charming tree-lined street as you take advantage of all the shopping, dining, and entertainment the city has to offer. This is your opportunity to personalize the finishing touches and create the home you’ve been envisioning.Thoughtfully designed to complement Ferndale’s rich historic architecture, this home offers all the character and curb appeal you love—without the upkeep that comes with older homes. A rare find, the floor plan features a main-floor primary suite, main-floor laundry, and a dedicated office, providing convenience and flexibility for today’s lifestyle.With construction ready to begin, now is the perfect time to secure this exceptional new build in one of Ferndale’s most desirable locations.Property is agent owned. Please call for more details
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,777 sq ft home built in 2026 sits in Ferndale in Ferndale.
Currently offered at $560,000 (about $315/sq ft).
Estimated annual property tax: $3,155, or about $263 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,777 sqft
Lot Size0.12 acres
Year Built2026
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/2/2025
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,155
State Equalized Value$132,160
Taxable Value$132,160
Parcel #2534108012
Source: Public Records
Legal Description
T1N, R11E, SEC 34 ELSINORE SUB LOT 88
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jennifer Seiler
@properties Christie's Int'l R.E. Royal Oak
Frequently Asked Questions about 541 Albany Street, Ferndale, MI 48220
Which school district serves 541 Albany Street, Ferndale, MI 48220?
Per MLS# 20251054927, 541 Albany Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 541 Albany Street, Ferndale, MI 48220?
Per MLS# 20251054927, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 541 Albany Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $3,155. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 541 Albany Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 541 Albany Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 541 Albany Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 541 Albany Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$3,632
Principal & interest$3,632
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
541 Albany Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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