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541 Montezuma Road, Benton Harbor, MI 49022
Sold on 06/05/2025 for$241,500
MLS # 25018609 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,350 sqftBuilt 19540.36 acres
1 / 17
Listing Description
Great location!! This beautiful brick ranch home in St Joseph Twp off Miami Road. offers 3 bedrooms, 1 full bath, gorgeous hardwood floors, gas log fireplace, Anderson twin casement kitchen windows; new garbage disposal, A 9' garage door; newer sump pump, water heater, washer and dryer. Enjoy the large flower garden in the back yard and privacy fence.
Source: SparkMLS
About this home
Located in St Joseph Township in Benton Harbor, this property offers 3-bedroom, 1-bath, 1,350 sq ft, with original construction dating to 1954.
This home sold for $241,500 (about $179/sq ft).
Annual property taxes run approximately $2,291 ($191/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,350 sqft
Lot Size0.36 acres
Year Built1954
Stories1
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingHot Water, Radiant
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Storm Sewer
InteriorBroadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/29/2025
Sold Date6/4/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,291
Tax Year2024
Assessed Value$64,072
Parcel #11-18-5200-0057-00-8
Source: SparkMLS
Legal Description
LOTS 57 & 58 NAPIER PARK
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joy Schwarting
Century 21 Affiliated
Frequently Asked Questions about 541 Montezuma Road, Benton Harbor, MI 49022
Which school district serves 541 Montezuma Road, Benton Harbor, MI 49022?
Per MLS# 25018609, 541 Montezuma Road, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25018609, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 541 Montezuma Road, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,291 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 541 Montezuma Road, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 541 Montezuma Road, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 541 Montezuma Road, Benton Harbor, MI 49022. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 541 Montezuma Road, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,615
Principal & interest$1,615
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
541 Montezuma Road, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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