For Sale
5410 W Oak Ridge Road, Ludington, MI 49431
$589,000
MLS # 26014075 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,669 sqftBuilt 19970.93 acres
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Listing Description
Whether you are a fan of contemporary styling or not, this home will be sure to delight any taste. With a private wooded setting, the style allows for a lot of light to make this home fresh and bright. The features speak quality; from the fireplaces on the main floor and in the walkout family room, the 24 x 15 three season room with cathedral ceilings and 10' Tri-fold Nanawall door, ceiling fans throughout, the four season room overlooking the mature forested dunes, lighted staircase, the custom front door and more! There is 4 zone natural gas boiler heat but for your comfort, there are AC mini-splits in every bedroom. Home also features new flooring and fresh paint on the main floor and the kitchen has new appliances and an oversized sink. The master suite was also completely redone with
Source: SparkMLS
About this home
Located in Ludington, this property offers 3-bedroom, 3-bath, 1,669 sq ft, with original construction dating to 1997.
Listed at $589,000 (about $353/sq ft).
Property tax estimate: $5,025 per year ($419/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,669 sqft
Lot Size0.93 acres
Year Built1997
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Phone Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed4/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,054
Tax Year2025
State Equalized Value$199,600
Taxable Value$161,772
Assessed Value$161,772
Parcel #007-405-009-00
Source: Public Records
Legal Description
PART 101 007 80 NEW 1997 OAK PARK LOT 9
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Foley
Five Star RE Ludington
Frequently Asked Questions about 5410 W Oak Ridge Road, Ludington, MI 49431
What school district is 5410 W Oak Ridge Road, Ludington, MI 49431 in?
Per MLS# 26014075, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26014075, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014075, the most recent reported annual property tax for 5410 W Oak Ridge Road, Ludington, MI 49431 is $7,054 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5410 W Oak Ridge Road, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5410 W Oak Ridge Road, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$5,025
Monthly$419
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,239
Principal & interest$3,820
Property taxes$419
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5410 W Oak Ridge Road, Ludington, MI 49431
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