Sold
542 Ionia Street, Belding, MI 48809
Sold on 06/24/2026 for$219,000
MLS # 26013463 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,331 sqftBuilt 19000.13 acres
1 / 18
Listing Description
Welcome home! This 3 bedroom, 2 full bath has been completely reimagined from top to bottom. Beautifully renovated, blending timeless character with modern convenience, no detail has been overlooked. Featuring a brand-new roof, siding, windows, and a fully remodeled interior throughout. Enjoy peace of mind with new mechanicals including furnace, water heater, and appliances, along with newly installed natural gas lines. Designed with comfort and efficiency in mind, the home is exceptionally well insulated. Inside, you'll find thoughtful touches that elevate everyday living, such as a spacious pantry and convenient built-in spice storage. Even the infrastructure has been upgraded-the City of Belding has installed new water lines, and a brand-new water meter. This is a rare opportunity to own a like-new home with modern upgrades while still enjoying the charm of an established property. Move right in and enjoy! Back on the market through no fault of its own.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,331 sq ft home in Belding in Belding built in 1900.
Closed at $219,000 (about $165/sq ft).
Annual property taxes run approximately $3,292 ($274/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,331 sqft
Lot Size0.13 acres
Year Built1900
Stories2
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/8/2026
Sold Date6/23/2026
Original Price$219,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$5,766
Source: SparkMLS
Tax Information
Annual Tax$3,292
Tax Year2025
Assessed Value$51,500
Parcel #403-050-000-350-00
Source: SparkMLS
Legal Description
CITY OF BELDING BELDINGS ADDN S 48 FT LOT 81 & PT LOT 85 COM SE COR OF LOT 81, TH S TO IONIA ST, TH NWLY ALG N LN IONIA ST 74 FT, TH N 28 FT TO SW COR LOT 81, TH E TO POB, EXC E 8 FT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erica R Vorpi
Greenridge Realty (Summit)
Frequently Asked Questions about 542 Ionia Street, Belding, MI 48809
What school district is 542 Ionia Street, Belding, MI 48809 in?
Per MLS# 26013463, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 542 Ionia Street, Belding, MI 48809?
Per MLS# 26013463, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013463, the most recent reported annual property tax for 542 Ionia Street, Belding, MI 48809 is $3,292 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 542 Ionia Street, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 542 Ionia Street, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,356
Principal & interest$1,356
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
542 Ionia Street, Belding, MI 48809
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Municipality
Belding
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