For Sale
5424 W Oak Point Road, Ludington, MI 49431
$62,000
MLS # 26011438 (Michigan Regional Information Center (MichRIC))
2.14 acres
1 / 12
Listing Description
Beautiful 2.14 acre building site with 186ft of private frontage on Hopkins Lake. Hopkins Lake is a 68 Acre, natural spring fed lake that is approximately 60 feet deep at its deepest. Hopkins Lake is great for fishing. Since you are part of the Sanctuary of Hopkins Lake Association, you also have access to their boat launch/park area! - Call for more details today!
Source: SparkMLS
About this home
Asking $62,000.
Annual property taxes run approximately $1,102 ($92/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size2.14 acres
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
UtilitiesElectricity Available, Phone Available, None
Sale & Financing
Listed3/23/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$600 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$1,102
Tax Year2025
Assessed Value$24,286
Parcel #53-010-750-000-029-00
Source: SparkMLS
Legal Description
SECTION 1, T17N, R18W. SANCTUARY AT HOPKINS LAKE, UNIT #29
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kyle Kovalcik
GREENRIDGE Realty Ludington
Frequently Asked Questions about 5424 W Oak Point Road, Ludington, MI 49431
Which school district serves 5424 W Oak Point Road, Ludington, MI 49431?
Per MLS# 26011438, 5424 W Oak Point Road, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26011438, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5424 W Oak Point Road, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $1,102 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5424 W Oak Point Road, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5424 W Oak Point Road, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5424 W Oak Point Road, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$452
Principal & interest$402
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5424 W Oak Point Road, Ludington, MI 49431
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