For Sale
5428 Ridge Drive, Reading, MI 49274
$179,900
MLS # 26031676 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,214 sqftBuilt 19500.24 acres
1 / 63
Listing Description
Still Time to Enjoy Lake Life This Summer! Welcome to this adorable lake cottage on beautiful Barry Lake in Reading! Featuring 3 bedrooms and 1 bath, this charming retreat sits on a desirable 5-lake chain, offering endless opportunities for boating, fishing, and summer fun. Start your mornings with a cup of coffee on the deck as you watch the sunrise sparkle across the water. Then spend your afternoons cruising the lake on your pontoon, swimming, or simply soaking up the peaceful waterfront atmosphere. Need space for all your lake toys? The oversized garage provides plenty of room for your pontoon, kayaks, fishing gear, and more. Whether you're looking for a weekend getaway, summer retreat, or year-round lake home, this property is ready for you to start making memories. Don't let this opportunity slip away--your lake life dream awaits!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,214 sq ft home in Reading built in 1950.
Listed at $179,900 (about $148/sq ft).
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,214 sqft
Lot Size0.24 acres
Year Built1950
Stories2
Location
CityReading
MunicipalityReading Twp
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage3 spaces
HeatingBaseboard, Wall Furnace
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Phone Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/24/2026
Original Price$189,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2026
Assessed Value$44,143
Parcel #10-160-001-023
Source: SparkMLS
Legal Description
LOT 37 LE-O-AM SHORES NO. 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tjay Fitton
Five Star Real Estate
Frequently Asked Questions about 5428 Ridge Drive, Reading, MI 49274
Which school district serves 5428 Ridge Drive, Reading, MI 49274?
Per MLS# 26031676, 5428 Ridge Drive, Reading, MI 49274 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26031676, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5428 Ridge Drive, Reading, MI 49274 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5428 Ridge Drive, Reading, MI 49274 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5428 Ridge Drive, Reading, MI 49274?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reading Twp police department or the Hillsdale County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5428 Ridge Drive, Reading, MI 49274
View full property history →
Get email alerts for new listings near 5428 Ridge Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.