For Sale
543 E Saratoga Street, Ferndale, MI 48220
$299,900
MLS # 20261052747 (Realcomp)
3 beds1 bath1,216 sqftBuilt 19250.08 acres
1 / 21
Listing Description
Welcome to this recently renovated 3-bedroom, 1-bathroom Ferndale home offering 1,216 SQFT of comfortable living space. A charming covered front porch creates inviting curb appeal. Inside, the spacious living room features recessed lighting, vinyl plank flooring, and a distinctive beveled ceiling. The updated kitchen offers stainless steel appliances, crisp white cabinetry, and plenty of counter space. Two generously sized bedrooms and a full bathroom complete the main floor, while the upper level features a large third bedroom. The unfinished basement includes a washer and dryer, abundant storage space, and excellent potential for future living space. Additional updates include a newer A/C unit, furnace, fresh paint, and vinyl plank flooring. Outside, enjoy a fully fenced backyard with plenty of room for pets, play, or entertaining. Schedule a showing today! BTVAI
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,216 sq ft home in Ferndale in Ferndale built in 1925.
Currently offered at $299,900 (about $247/sq ft).
Estimated annual property tax: $5,924, or about $494 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,216 sqft
Lot Size0.08 acres
Year Built1925
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/9/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,924
State Equalized Value$86,690
Taxable Value$84,640
Parcel #2534228021
Source: Public Records
Legal Description
T1N, R11E, SEC 34 THE LITTLE FARMS SUB W 33 FT OF LOT 193
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeff Glover
KW Professionals
Frequently Asked Questions about 543 E Saratoga Street, Ferndale, MI 48220
What school district is 543 E Saratoga Street, Ferndale, MI 48220 in?
Per MLS# 20261052747, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 543 E Saratoga Street, Ferndale, MI 48220?
Per MLS# 20261052747, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261052747, the most recent reported annual property tax for 543 E Saratoga Street, Ferndale, MI 48220 is $5,924. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 543 E Saratoga Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 543 E Saratoga Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
543 E Saratoga Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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