Under Contract
5430 Cook Road, Swartz Creek, MI 48473
$300,000
MLS # 26024517 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,080 sqftBuilt 19761.25 acres
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Listing Description
Welcome home to this beautifully updated 3-bedroom, 2-bath ranch nestled on 1.25 peaceful acres in desirable Swartz Creek. Step inside to find a lovely renovated main level featuring all new flooring, a fully updated main bathroom, and modern finishes throughout. The spacious layout offers comfortable everyday living with plenty of room to entertain. Downstairs, the finished basement adds even more functional living space with a cozy wood-burning stove and two additional dens--perfect for a home office, gym, hobby room, or guest space. Car enthusiasts, hobbyists, and anyone needing extra storage will love the attached 2.5-car garage along with the impressive 35x20 pull-through pole barn! Enjoy the privacy and flexibility of country living while still being conveniently located near shopping, dining, and expressways. This move-in ready property offers the perfect blend of updates, space, and versatility!
Source: SparkMLS
About this home
Located in Mundy Township in Swartz Creek, this property offers 3-bedroom, 2-bath, 2,080 sq ft, with original construction dating to 1976.
Asking $300,000 (about $144/sq ft).
Estimated annual property tax: $2,300, or about $192 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,080 sqft
Lot Size1.25 acres
Year Built1976
Stories1
Location
CitySwartz Creek
MunicipalityMundy Twp
Zip Code48473
CountyGenesee
School DistrictLake Fenton
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed5/28/2026
Original Price$350,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,300
Tax Year2025
Assessed Value$60,336
Parcel #15-20-300-030
Source: SparkMLS
Legal Description
A PARCEL OF LAND BEG E 889.47 FT FROM SW COR OF SEC TH E 132 FT TH N 0 DEG 47 MIN 26 SEC W 454.60 FT TH S 89 DEG 30 MIN E 134.55 FT TH S 0 DEG 47 MIN 26 SEC E 454.60 FT TO PL OF BEG SEC 20 T6N R6E (09) COMBINE ON 09/04/2008 FROM 15-20-300-007, 15-20- 300-002;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Richman
Keller Williams Professionals
Frequently Asked Questions about 5430 Cook Road, Swartz Creek, MI 48473
What school district is 5430 Cook Road, Swartz Creek, MI 48473 in?
Per MLS# 26024517, this property is served by Lake Fenton. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5430 Cook Road, Swartz Creek, MI 48473?
Per MLS# 26024517, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024517, the most recent reported annual property tax for 5430 Cook Road, Swartz Creek, MI 48473 is $2,300 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5430 Cook Road, Swartz Creek, MI 48473 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5430 Cook Road, Swartz Creek, MI 48473 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Mundy Twp police department or the Genesee County sheriff's office.
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Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5430 Cook Road, Swartz Creek, MI 48473
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Municipality
Mundy Township
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