Pending
5431 W Houghton Lake Drive, Houghton Lake, MI 48629
$120,000
MLS # 1946137 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19600.21 acres
1 / 12
Listing Description
Looking for the perfect Up North getaway? Look no further! This charming retreat across the street from beautiful Houghton Lake checks all the boxes. This cozy home comfortably sleeps up to 8 guests and features manufactured vinyl hardwood flooring throughout, an attached one-car garage, and a bonfire area perfect for relaxing evenings. Being sold fully furnished and turnkey, the home includes beds, bedding, futon, chairs, dining table and chairs, range, refrigerator, microwave, toaster, dishes, plates, pots, pans, and more — everything you need to move right in and start enjoying lake life immediately. Whether you're looking for a personal getaway or considering a short-term rental/Airbnb opportunity, this property offers endless potential. Conveniently located directly across the street from beautiful Houghton Lake, you’ll enjoy easy access to all the area has to offer. Current owner offered it as an Air BNB last year and had almost every weekend occupied. You could do the same. Schedule your showing today!
Source: SparkMLS
About this home
Located in Houghton Lake, this property offers 2-bedroom, 1-bath, with original construction dating to 1960.
Currently offered at $120,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.21 acres
Year Built1960
Location
CityHoughton Lake
Zip Code48629
CountyRoscommon
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Wall Furnace
WaterPublic
SewerPublic
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sue Welling
43 NORTH REALTY
Frequently Asked Questions about 5431 W Houghton Lake Drive, Houghton Lake, MI 48629
Can I use FHA or VA financing for this property?
Per MLS# 1946137, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5431 W Houghton Lake Drive, Houghton Lake, MI 48629 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5431 W Houghton Lake Drive, Houghton Lake, MI 48629 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5431 W Houghton Lake Drive, Houghton Lake, MI 48629?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$778
Principal & interest$778
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5431 W Houghton Lake Drive, Houghton Lake, MI 48629
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