For Sale
5432 N 7 Mile Road, Pinconning, MI 48650
$455,000
MLS # 20261043033 (Realcomp)
2 beds2 baths1,428 sqftBuilt 199013.17 acres
1 / 27
Listing Description
Discover your private 13-acre retreat featuring a beautifully updated log home with a fully renovated hickory-cabinet kitchen with granite counters, tile backsplash, newer appliances, and updated lighting and carpeting. The living area is anchored by a striking gas fireplace with a granite hearth and wood mantel, while both full baths offer custom tile, granite-topped vanities, a jetted tub, and a dualhead tile shower. Additional updates include hickory flooring in the primary bedroom, new exterior doors, a newer roof (2016), closed cell spray foam insulation, and a large deck overlooking the wooded backyard. The impressive 95' x 50' pole barn features 14' ceilings, 6" insulated concrete floors, 600-amp service, in-floor heat, running water, separate septic, a floor drain, camera system, a 15' overhead door, a heated/insulated workshop, and a spacious cold-storage area. Outdoor amenities include a nearly half-acre, 40-ft-deep swimmable pond with a sandy beach, zip line, and aeration pumps, along with mature hardwoods, fruit trees, scenic trails, and excellent hunting grounds. Located just 10 minutes from Saginaw Bay/Lake Huron beaches and boat launches and offering quick access to I-75, US-23, and M-13, this property is ideal as a year-round residence, weekend escape, hobby farm, or business opportunity.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,428 sq ft home in Pinconning built in 1990.
Asking $455,000 (about $319/sq ft).
Annual property taxes run approximately $11,726 ($977/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,428 sqft
Lot Size13.17 acres
Year Built1990
Stories2
Location
CityPinconning
MunicipalityPinconning Twp
Zip Code48650
CountyBay
School DistrictPinconning
Construction & Systems
ConstructionLog, Wood Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$11,726
Parcel #0912000810002002
Source: SparkMLS
Legal Description
COM 654.24 FT S OF NW COR OF SEC TH E 1318.67 FT ALG N LI OF S 1/2 OF NW 1/4 OF NW 1/4 TH S 424.47 FT ALG W 1/8 LI TH W 1041. 28 FT TH S 20.01 FT TH W 280 FT TH N 454.24 FT TO BEG. SEC.8, T17N,R4E 7-1-93
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Patrick Jarjis
DOBI Real Estate
Frequently Asked Questions about 5432 N 7 Mile Road, Pinconning, MI 48650
What school district is 5432 N 7 Mile Road, Pinconning, MI 48650 in?
Per MLS# 20261043033, this property is served by Pinconning. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261043033, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261043033, the most recent reported annual property tax for 5432 N 7 Mile Road, Pinconning, MI 48650 is $11,726. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5432 N 7 Mile Road, Pinconning, MI 48650 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5432 N 7 Mile Road, Pinconning, MI 48650 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pinconning Twp police department or the Bay County sheriff's office.
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Monthly payment$2,951
Principal & interest$2,951
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5432 N 7 Mile Road, Pinconning, MI 48650
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