For Sale
5432 Ponderosa Drive, Clyde, MI 48049
$299,900
MLS # 20261039335 (Realcomp)
4 beds2 baths1,580 sqftBuilt 19760.94 acres
1 / 32
Listing Description
HIGHEST AND BEST OFFERS DUE SUNDAY JUNE 7TH AT 6PM. Beautifully updated and impeccably maintained tri-level home situated on a rare double lot (.94 acres) with a huge private backyard! Offering 1,580 sq. ft., 4 bedrooms, and 1.5 bathrooms, this move-in ready home is truly magazine worthy—straight out of Better Homes & Gardens! Step inside to find a spacious living room, cozy family room featuring a gas fireplace, and a large updated kitchen with stunning quartz countertops, farmhouse apron kitchen sink and plenty of space for dining, cooking and entertaining. Recent updates include flooring, paint, siding, front porch patio and walk way, stunning backyard decking, built-ins, and carpet in family rm, giving the home a fresh, modern feel throughout. Enjoy outdoor living on the huge newer covered deck overlooking the private backyard. Additional features include central air, attached heated garage, large storage shed and included appliances: stove, washer, dryer, and dishwasher. Exceptionally clean and beautifully cared for—this one is a must-see!
Source: SparkMLS
About this home
Located in Clyde, this property offers 4-bedroom, 2-bath, 1,580 sq ft, with original construction dating to 1976.
Listed at $299,900 (about $190/sq ft).
Property tax estimate: $2,217 per year ($185/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,580 sqft
Lot Size0.94 acres
Year Built1976
Stories3
Location
CityClyde
MunicipalityClyde Twp
Zip Code48049
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed6/1/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,217
Parcel #74154750053000
Source: SparkMLS
Legal Description
LOS 156 & 157 PLAT NO 4 OF THE PONDEROSA ESTATES ACCORDING TO THE PLAT RECORDED IN LIBER 73 OF PLATS PGS 1-3 ST CLAIR COUNTY
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Allie Dado
KW Platinum Port Huron
Frequently Asked Questions about 5432 Ponderosa Drive, Clyde, MI 48049
Which school district serves 5432 Ponderosa Drive, Clyde, MI 48049?
Per MLS# 20261039335, 5432 Ponderosa Drive, Clyde, MI 48049 is in the Port Huron boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Port Huron directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261039335, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5432 Ponderosa Drive, Clyde, MI 48049?
Per public tax records, annual property taxes for this property are $2,217. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5432 Ponderosa Drive, Clyde, MI 48049 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5432 Ponderosa Drive, Clyde, MI 48049 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5432 Ponderosa Drive, Clyde, MI 48049?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clyde Twp police department or the St. Clair County sheriff's office.
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5432 Ponderosa Drive, Clyde, MI 48049
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