Pending
5435 Pointe Drive, East China, MI
$489,000
MLS # 20261030353 (Realcomp)
2 beds2 baths1,110 sqftBuilt 19620.41 acres
1 / 11
Listing Description
Enjoy stunning views of the St. Clair River from this beautifully maintained 2 bedroom, 2 bath home, where freighters pass by right in your backyard. This property offers a newer seawall and a thoughtfully updated interior, blending comfort with waterfront charm. The heated sunroom provides the perfect space to relax year round while taking in the incredible scenery. Attached garage features a convenient sink in the kitchen area, and a second heated garage offers abundant storage for all your needs as long as room for entertaining. Trex decking adds low maintenance outdoor living, ideal for entertaining or simply enjoying the peaceful riverfront setting. Sprinkler system for easy lawn care. A rare opportunity to own a move in ready home with unbeatable views!
Source: SparkMLS
About this home
Located in East China Township in East China, this property offers 2-bedroom, 2-bath, 1,110 sq ft, with original construction dating to 1962.
Listed at $489,000 (about $441/sq ft).
Estimated annual property tax: $2,942, or about $245 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,110 sqft
Lot Size0.41 acres
Year Built1962
Stories1
Location
CityEast China
MunicipalityEast China Twp
CountySt. Clair
School DistrictEast China
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage4 spaces
HeatingBaseboard, Hot Water
WaterPublic
SewerPublic
Sale & Financing
Listed5/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,942
Parcel #74185510041000
Source: SparkMLS
Legal Description
LOTS 71 & 72 EXC NLY 15 FT OF LOT 72 NEWPORT SHORES ACCORDING TO THE PLAT RECORDED IN LIBER 42 OF PLATS PG 6 ST CLAIR COUNTY REGISTER OF DEEDS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stacy Comment
DOBI Real Estate
Frequently Asked Questions about 5435 Pointe Drive, East China, MI
Which school district serves 5435 Pointe Drive, East China, MI?
Per MLS# 20261030353, 5435 Pointe Drive, East China, MI is in the East China boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact East China directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261030353, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5435 Pointe Drive, East China, MI?
Per public tax records, annual property taxes for this property are $2,942. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5435 Pointe Drive, East China, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5435 Pointe Drive, East China, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5435 Pointe Drive, East China, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the East China Twp police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,172
Principal & interest$3,172
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5435 Pointe Drive, East China, MI
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Municipality
East China Township
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